Buy Cheap Heflin, LA Auto Insurance in 2024
Heflin, LA auto insurance rates average $388 a month. Minimum auto insurance requirements in Heflin, Louisiana are 15/30/25 to comply with Louisiana laws. To buy cheap auto insurance in Heflin, LA, compare Heflin auto insurance quotes from top companies.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Heflin is Allstate
- The most expensive auto insurance company in Heflin after a DUI is Geico
- Average auto insurance rates in Heflin, LA are $388/month
Finding affordable Heflin, Louisiana auto insurance can be challenging, but everything you need to know to buy cheap Heflin, LA auto insurance with confidence is right here. Auto insurance rates in Heflin are affected by local factors as well as personal ones like your driving record.
See how Heflin, LA car insurance rates compare to Bossier City auto insurance rates, Alexandria auto insurance rates, and Baton Rouge auto insurance rates before you read more about the cost of auto insurance in Heflin.
Don’t buy Heflin, LA auto insurance until you’ve compared rates. Get free Heflin, Louisiana auto insurance quotes when you enter your ZIP code above.
Heflin, LA Minimum Auto Insurance Requirements
The required auto insurance in Heflin, LA is 15/30/25 according to the auto insurance laws in Louisiana. The minimum auto insurance in Heflin, Louisiana is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Heflin, LA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Heflin, LA. Take a look at Heflin, Louisiana auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,120 | $4,881 | $4,240 |
| Geico | $5,807 | $5,042 | $3,805 |
| Progressive | $6,012 | $5,153 | $4,796 |
| State Farm | $5,266 | $3,382 | $2,727 |
| USAA | $5,330 | $3,382 | $2,817 |
Buy Cheap Heflin, LA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Heflin, Louisiana auto insurance rates? Find out how car insurance rates in Heflin, LA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,816 | $3,816 | $3,927 | $3,927 | $8,396 | $10,626 | $4,221 | $4,581 |
| Geico | $2,716 | $3,121 | $3,197 | $3,869 | $10,156 | $10,786 | $2,639 | $2,591 |
| Progressive | $2,914 | $2,732 | $2,441 | $2,614 | $11,826 | $13,171 | $3,366 | $3,500 |
| State Farm | $2,372 | $2,372 | $2,164 | $2,164 | $6,938 | $8,706 | $2,644 | $2,977 |
| USAA | $2,370 | $2,336 | $2,286 | $2,279 | $7,025 | $8,293 | $2,932 | $3,223 |
Buy Cheap Heflin, LA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Heflin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Heflin, LA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,396 | $10,626 |
| Geico | $10,156 | $10,786 |
| Progressive | $11,826 | $13,171 |
| State Farm | $6,938 | $8,706 |
| USAA | $7,025 | $8,293 |
Buy Cheap Heflin, LA Auto Insurance for Seniors
You can save on senior auto insurance rates in Heflin, Louisiana by comparing Heflin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Heflin, LA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,927 | $3,927 |
| Geico | $3,197 | $3,869 |
| Progressive | $2,441 | $2,614 |
| State Farm | $2,164 | $2,164 |
| USAA | $2,286 | $2,279 |
Find Cheap Auto Insurance Rates in Heflin, LA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Heflin, Louisiana auto insurance. Compare Heflin, LA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,745 | $5,506 | $5,990 |
| Geico | $4,147 | $4,902 | $5,605 |
| Progressive | $4,615 | $5,285 | $6,062 |
| State Farm | $3,330 | $3,783 | $4,263 |
| USAA | $3,418 | $3,892 | $4,219 |
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Find Cheap Heflin, LA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Heflin. Compare auto insurance rates in Heflin, LA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,414 | $5,414 |
| Geico | $4,791 | $4,978 |
| Progressive | $5,321 | $5,321 |
| State Farm | $3,696 | $3,888 |
| USAA | $3,727 | $3,959 |
Find Cheap Heflin, LA Auto Insurance Rates by Driving Record
Auto insurance rates in Heflin, Louisiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Heflin, LA, take a look at the average cost for various violations versus rates for a clean driving record in Heflin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,300 | $6,515 | $5,806 | $5,034 |
| Geico | $3,328 | $5,372 | $6,566 | $4,272 |
| Progressive | $4,433 | $5,958 | $5,707 | $5,185 |
| State Farm | $3,483 | $4,101 | $3,792 | $3,792 |
| USAA | $2,930 | $4,049 | $4,899 | $3,494 |
Find Cheap Heflin, LA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Heflin, Louisiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Heflin for less when you shop around and compare rates from multiple Heflin, LA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,806 |
| Geico | $6,566 |
| Progressive | $5,707 |
| State Farm | $3,792 |
| USAA | $4,899 |
Winners by Category: Where to Buy Cheap Auto Insurance in Heflin, LA
Compare rates from the cheapest auto insurance companies in Heflin, LA for your needs. Take a look at how Heflin, Louisiana auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Heflin, Louisiana Auto Insurance Companies
If you’re looking for the cheapest Heflin, LA auto insurance companies overall, you can compare them here. Find the best price for Heflin, Louisiana car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,414 |
| Geico | $4,885 |
| Progressive | $5,321 |
| State Farm | $3,792 |
| USAA | $3,843 |
What affects Heflin, Louisiana auto insurance rates?
Local factors affect auto insurance rates in Heflin, LA, including traffic, theft statistics, and commute length. Take a look at the things that impact Heflin auto insurance rates.
Commute Times in Heflin
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Heflin, LA is 45.4 minutes according to City-Data.
Compare Auto Insurance Quotes in Heflin, LA
You can buy cheap Heflin, LA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Heflin, Louisiana auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Heflin, LA in 2023?
To find cheap auto insurance in Heflin, LA in 2023, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record, as insurers often offer lower rates to safe drivers.
- Opt for a higher deductible, as this can lower your premium.
- Bundle your auto insurance with other policies, such as home or renter’s insurance, to receive a multi-policy discount.
- Inquire about any available discounts, such as those for low mileage, good grades (if applicable), or safety features in your vehicle.
What factors can affect the cost of auto insurance in Heflin, LA?
Several factors can influence the cost of auto insurance in Heflin, LA, including:
- Age and gender of the driver: Younger and inexperienced drivers typically have higher rates.
- Driving record: Accidents, traffic violations, and DUIs can increase premiums.
- Vehicle type: Expensive or high-performance cars usually have higher insurance costs.
- Coverage limits: Higher coverage limits often lead to higher premiums.
- Deductible amount: A lower deductible typically results in a higher premium.
Are there any pros to buying cheap auto insurance in Heflin, LA?
Pros of buying cheap auto insurance in Heflin, LA may include:
- Cost savings: Lower premiums can save you money in the short term.
- Compliance with legal requirements: Cheap insurance can help meet the mandatory coverage requirements in Heflin, LA.
- Basic coverage: Cheap insurance may still provide the necessary liability coverage to protect you financially in case of an accident.
What are the cons of purchasing cheap auto insurance?
Cons of purchasing cheap auto insurance in Heflin, LA can include:
- Limited coverage: Cheap insurance may not offer comprehensive coverage or sufficient protection in certain situations.
- Higher out-of-pocket expenses: Lower coverage limits and higher deductibles may result in higher out-of-pocket costs if you need to make a claim.
- Unreliable customer service: Some cheap insurance providers may not offer the best customer service or claims handling experience.
- Less flexibility: Cheap insurance policies may have more restrictions and limitations compared to comprehensive policies.
Is it advisable to solely focus on price when buying auto insurance in Heflin, LA?
While price is an important factor, it’s not the only consideration when purchasing auto insurance. It’s crucial to balance cost with coverage and the reputation of the insurance provider. A policy with inadequate coverage may leave you financially vulnerable in case of an accident. Consider the overall value and reliability of the insurance company, their customer service, claims process, and policy terms before making a decision.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.