Buy Cheap Newport, KY Auto Insurance in 2024
Newport, KY auto insurance rates average $327 a month. Minimum auto insurance requirements in Newport, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Newport, KY, compare Newport auto insurance quotes from top companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Newport is Allstate
- The most expensive auto insurance company in Newport after a DUI is Allstate
- Average auto insurance rates in Newport, KY are $327/month
Finding affordable Newport, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Newport, KY auto insurance with confidence is right here. Auto insurance rates in Newport are affected by local factors as well as personal ones like your driving record.
See how Newport, KY car insurance rates compare to Richmond auto insurance rates, Florence auto insurance rates, and Bowling Green auto insurance rates before you read more about the cost of auto insurance in Newport.
Don’t buy Newport, KY auto insurance until you’ve compared rates. Get free Newport, Kentucky auto insurance quotes when you enter your ZIP code above.
Newport, KY Minimum Auto Insurance Requirements
The required auto insurance in Newport, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Newport, Kentucky is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Newport, KY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Newport, KY. Take a look at Newport, Kentucky auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,476 | $5,169 | $4,315 |
| Geico | $6,162 | $3,077 | $2,004 |
| Liberty Mutual | $7,030 | $4,342 | $3,427 |
| Nationwide | $3,971 | $3,159 | $2,757 |
| Progressive | $4,462 | $3,922 | $3,669 |
| State Farm | $3,683 | $2,222 | $1,733 |
| Travelers | $5,147 | $4,360 | $4,342 |
| USAA | $3,824 | $2,165 | $1,770 |
Buy Cheap Newport, KY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Newport, Kentucky auto insurance rates? Find out how car insurance rates in Newport, KY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,240 | $3,214 | $2,916 | $3,114 | $11,910 | $13,392 | $3,612 | $3,827 |
| Geico | $3,001 | $2,776 | $3,142 | $2,846 | $6,258 | $7,405 | $2,448 | $2,107 |
| Liberty Mutual | $2,573 | $2,782 | $2,153 | $2,408 | $11,369 | $12,617 | $2,711 | $2,851 |
| Nationwide | $2,365 | $2,367 | $2,153 | $2,240 | $5,248 | $6,510 | $2,673 | $2,806 |
| Progressive | $1,903 | $1,802 | $1,719 | $1,721 | $9,504 | $10,735 | $2,355 | $2,401 |
| State Farm | $1,595 | $1,595 | $1,428 | $1,428 | $4,676 | $5,894 | $1,782 | $1,972 |
| Travelers | $1,999 | $2,034 | $1,967 | $1,968 | $9,437 | $15,021 | $2,093 | $2,413 |
| USAA | $1,715 | $1,706 | $1,557 | $1,567 | $4,710 | $4,940 | $2,153 | $2,340 |
Buy Cheap Newport, KY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Newport can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Newport, KY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,910 | $13,392 |
| Geico | $6,258 | $7,405 |
| Liberty Mutual | $11,369 | $12,617 |
| Nationwide | $5,248 | $6,510 |
| Progressive | $9,504 | $10,735 |
| State Farm | $4,676 | $5,894 |
| Travelers | $9,437 | $15,021 |
| USAA | $4,710 | $4,940 |
Buy Cheap Newport, KY Auto Insurance for Seniors
You can save on senior auto insurance rates in Newport, Kentucky by comparing Newport senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Newport, KY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,916 | $3,114 |
| Geico | $3,142 | $2,846 |
| Liberty Mutual | $2,153 | $2,408 |
| Nationwide | $2,153 | $2,240 |
| Progressive | $1,719 | $1,721 |
| State Farm | $1,428 | $1,428 |
| Travelers | $1,967 | $1,968 |
| USAA | $1,557 | $1,567 |
Find Cheap Auto Insurance Rates in Newport, KY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Newport, Kentucky auto insurance. Compare Newport, KY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,284 | $5,632 | $6,043 |
| Geico | $3,508 | $3,734 | $4,002 |
| Liberty Mutual | $4,736 | $4,909 | $5,154 |
| Nationwide | $3,289 | $3,267 | $3,330 |
| Progressive | $3,696 | $3,977 | $4,380 |
| State Farm | $2,387 | $2,545 | $2,706 |
| Travelers | $4,403 | $4,643 | $4,804 |
| USAA | $2,461 | $2,580 | $2,717 |
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Find Cheap Newport, KY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Newport. Compare auto insurance rates in Newport, KY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,653 | $5,653 |
| Geico | $3,713 | $3,783 |
| Liberty Mutual | $4,933 | $4,933 |
| Nationwide | $3,295 | $3,295 |
| Progressive | $4,018 | $4,018 |
| State Farm | $2,481 | $2,612 |
| Travelers | $4,616 | $4,616 |
| USAA | $2,492 | $2,680 |
Find Cheap Newport, KY Auto Insurance Rates by ZIP Code
Auto insurance rates in Newport, Kentucky can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Newport, KY to see how much where you live in Newport affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 41071 | $3,387 |
| 41099 | $3,669 |
Find Cheap Newport, KY Auto Insurance Rates by Driving Record
Auto insurance rates in Newport, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Newport, KY, take a look at the average cost for various violations versus rates for a clean driving record in Newport.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,702 | $6,115 | $6,504 | $5,291 |
| Geico | $2,237 | $3,974 | $6,040 | $2,740 |
| Liberty Mutual | $4,114 | $6,330 | $4,922 | $4,366 |
| Nationwide | $2,661 | $3,384 | $4,227 | $2,910 |
| Progressive | $3,324 | $4,929 | $3,787 | $4,030 |
| State Farm | $2,327 | $2,766 | $2,546 | $2,546 |
| Travelers | $4,025 | $4,141 | $5,981 | $4,319 |
| USAA | $1,947 | $2,749 | $3,300 | $2,348 |
Find Cheap Newport, KY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Newport, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Newport for less when you shop around and compare rates from multiple Newport, KY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,504 |
| Geico | $6,040 |
| Liberty Mutual | $4,922 |
| Nationwide | $4,227 |
| Progressive | $3,787 |
| State Farm | $2,546 |
| Travelers | $5,981 |
| USAA | $3,300 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Newport, KY
Compare rates from the cheapest auto insurance companies in Newport, KY for your needs. Take a look at how Newport, Kentucky auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Find Cheap Newport, Kentucky Auto Insurance Companies
If you’re looking for the cheapest Newport, KY auto insurance companies overall, you can compare them here. Find the best price for Newport, Kentucky car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,653 |
| Geico | $3,748 |
| Liberty Mutual | $4,933 |
| Nationwide | $3,295 |
| Progressive | $4,018 |
| State Farm | $2,546 |
| Travelers | $4,616 |
| USAA | $2,586 |
What affects Newport, Kentucky auto insurance rates?
Local factors affect auto insurance rates in Newport, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Newport auto insurance rates.
Commute Times in Newport
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Newport, KY is 22.2 minutes according to City-Data.
Traffic in Newport
How is traffic in Newport, Kentucky? Inrix data shows that Newport, KY traffic makes it the 343rd-most congested city compared to other cities worldwide.
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Compare Auto Insurance Quotes in Newport, KY
You can buy cheap Newport, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Newport, Kentucky auto insurance quotes from top companies.
Frequently Asked Questions
Why is it important to have auto insurance in Newport, KY?
Auto insurance is important in Newport, KY, and everywhere else, because it provides financial protection in case of accidents, theft, or damage to your vehicle. It is a legal requirement in Newport, KY, and driving without insurance can result in fines, license suspension, or even legal consequences.
What types of auto insurance coverage are available in Newport, KY?
In Newport, KY, you can typically find the following types of auto insurance coverage:
- Liability coverage: This covers bodily injury and property damage caused to others in an accident you are responsible for.
- Collision coverage: This covers damage to your own vehicle resulting from a collision with another vehicle or object.
- Comprehensive coverage: This covers damage to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters.
- Personal injury protection (PIP): This coverage helps pay for medical expenses and lost wages for you and your passengers in case of injury in an accident.
- Uninsured/underinsured motorist coverage: This provides protection if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
How can I find cheap auto insurance in Newport, KY?
To find cheap auto insurance in Newport, KY, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record with no accidents or traffic violations.
- Increase your deductibles, which can lower your premium but means you’ll pay more out of pocket in case of a claim.
- Take advantage of available discounts, such as multi-policy discounts, safe driver discounts, or discounts for installing safety features in your vehicle.
- Consider bundling your auto insurance with other insurance policies, like home or renters insurance, to potentially receive a discount.
What factors can affect the cost of auto insurance in Newport, KY?
Several factors can influence the cost of auto insurance in Newport, KY. These may include:
- Your driving record and claims history.
- The type of vehicle you drive, including its make, model, and age.
- Your age and gender.
- Your credit history.
- The coverage limits and deductibles you choose.
- The area where you live in Newport, KY.
- Your annual mileage.
- The presence of anti-theft devices or safety features in your vehicle.
Are there any specific auto insurance requirements in Newport, KY?
Yes, Newport, KY has specific auto insurance requirements. Drivers in Kentucky must have minimum liability coverage of 25/50/10, which means at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $10,000 per accident for property damage.
Can I get auto insurance if I have a bad driving record or previous accidents?
Yes, you can still get auto insurance if you have a bad driving record or previous accidents. However, insurance providers may consider you a higher risk and charge higher premiums. Shopping around and comparing quotes from different insurers can help you find the best coverage options and rates available to you.
What should I do if I’m involved in an accident in Newport, KY?
If you’re involved in an accident in Newport, KY, take the following steps:
- Ensure your safety and the safety of others involved. Move to a safe location if possible.
- Call the police to report the accident.
- Exchange information with the other parties involved, including names, contact details, and insurance information.
- Document the accident scene by taking photos and noting any relevant details.
- Notify your insurance provider and report the accident to initiate the claims process.
- Follow any additional instructions provided by the police or your insurance company.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.