Buy Cheap Dawson Springs, KY Auto Insurance in 2024
Dawson Springs, KY auto insurance rates average $342 a month. Minimum auto insurance requirements in Dawson Springs, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Dawson Springs, KY, compare Dawson Springs auto insurance quotes from top companies.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Dawson Springs is Allstate
- The most expensive auto insurance company in Dawson Springs after a DUI is Geico
- Average auto insurance rates in Dawson Springs, KY are $342/month
Finding affordable Dawson Springs, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Dawson Springs, KY auto insurance with confidence is right here. Auto insurance rates in Dawson Springs are affected by local factors as well as personal ones like your driving record.
See how Dawson Springs, KY car insurance rates compare to Bowling Green auto insurance rates, Nicholasville auto insurance rates, and Owensboro auto insurance rates before you read more about the cost of auto insurance in Dawson Springs.
Don’t buy Dawson Springs, KY auto insurance until you’ve compared rates. Get free Dawson Springs, Kentucky auto insurance quotes when you enter your ZIP code above.
Dawson Springs, KY Minimum Auto Insurance Requirements
The required auto insurance in Dawson Springs, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Dawson Springs, Kentucky is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Dawson Springs, KY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Dawson Springs, KY. Take a look at Dawson Springs, Kentucky auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,456 | $5,135 | $4,296 |
| Geico | $6,955 | $3,473 | $2,264 |
| Liberty Mutual | $6,517 | $3,993 | $3,163 |
| Nationwide | $4,672 | $3,666 | $3,197 |
| Progressive | $4,796 | $4,148 | $3,854 |
| State Farm | $5,278 | $3,185 | $2,484 |
| Travelers | $4,338 | $3,676 | $3,661 |
| USAA | $4,057 | $2,263 | $1,841 |
Buy Cheap Dawson Springs, KY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Dawson Springs, Kentucky auto insurance rates? Find out how car insurance rates in Dawson Springs, KY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,299 | $3,288 | $2,953 | $3,152 | $11,617 | $13,044 | $3,718 | $3,959 |
| Geico | $3,469 | $3,214 | $3,608 | $3,267 | $6,831 | $8,150 | $2,841 | $2,465 |
| Liberty Mutual | $2,607 | $2,828 | $2,242 | $2,500 | $9,861 | $10,875 | $2,722 | $2,825 |
| Nationwide | $2,787 | $2,798 | $2,519 | $2,640 | $6,037 | $7,550 | $3,132 | $3,296 |
| Progressive | $2,119 | $2,036 | $1,879 | $1,901 | $9,787 | $11,067 | $2,630 | $2,709 |
| State Farm | $2,236 | $2,236 | $2,002 | $2,002 | $6,811 | $8,591 | $2,496 | $2,813 |
| Travelers | $1,723 | $1,754 | $1,688 | $1,692 | $7,868 | $12,538 | $1,796 | $2,074 |
| USAA | $1,837 | $1,850 | $1,650 | $1,692 | $4,780 | $5,058 | $2,330 | $2,565 |
Buy Cheap Dawson Springs, KY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Dawson Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dawson Springs, KY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,617 | $13,044 |
| Geico | $6,831 | $8,150 |
| Liberty Mutual | $9,861 | $10,875 |
| Nationwide | $6,037 | $7,550 |
| Progressive | $9,787 | $11,067 |
| State Farm | $6,811 | $8,591 |
| Travelers | $7,868 | $12,538 |
| USAA | $4,780 | $5,058 |
Buy Cheap Dawson Springs, KY Auto Insurance for Seniors
You can save on senior auto insurance rates in Dawson Springs, Kentucky by comparing Dawson Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dawson Springs, KY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,953 | $3,152 |
| Geico | $3,608 | $3,267 |
| Liberty Mutual | $2,242 | $2,500 |
| Nationwide | $2,519 | $2,640 |
| Progressive | $1,879 | $1,901 |
| State Farm | $2,002 | $2,002 |
| Travelers | $1,688 | $1,692 |
| USAA | $1,650 | $1,692 |
Find Cheap Auto Insurance Rates in Dawson Springs, KY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Dawson Springs, Kentucky auto insurance. Compare Dawson Springs, KY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,298 | $5,610 | $5,979 |
| Geico | $3,993 | $4,208 | $4,492 |
| Liberty Mutual | $4,357 | $4,529 | $4,787 |
| Nationwide | $3,908 | $3,801 | $3,826 |
| Progressive | $3,996 | $4,226 | $4,576 |
| State Farm | $3,455 | $3,645 | $3,846 |
| Travelers | $3,700 | $3,911 | $4,064 |
| USAA | $2,605 | $2,714 | $2,841 |
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Find Cheap Dawson Springs, KY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Dawson Springs. Compare auto insurance rates in Dawson Springs, KY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,629 | $5,629 |
| Geico | $4,191 | $4,270 |
| Liberty Mutual | $4,558 | $4,558 |
| Nationwide | $3,845 | $3,845 |
| Progressive | $4,266 | $4,266 |
| State Farm | $3,562 | $3,736 |
| Travelers | $3,892 | $3,892 |
| USAA | $2,618 | $2,822 |
Find Cheap Dawson Springs, KY Auto Insurance Rates by Driving Record
Auto insurance rates in Dawson Springs, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dawson Springs, KY, take a look at the average cost for various violations versus rates for a clean driving record in Dawson Springs.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,720 | $6,084 | $6,432 | $5,280 |
| Geico | $2,508 | $4,482 | $6,862 | $3,070 |
| Liberty Mutual | $3,816 | $5,826 | $4,542 | $4,047 |
| Nationwide | $3,060 | $3,953 | $4,997 | $3,369 |
| Progressive | $3,535 | $5,190 | $4,036 | $4,303 |
| State Farm | $3,326 | $3,971 | $3,649 | $3,649 |
| Travelers | $3,404 | $3,500 | $5,017 | $3,646 |
| USAA | $2,052 | $2,905 | $3,456 | $2,468 |
Find Cheap Dawson Springs, KY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Dawson Springs, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Dawson Springs for less when you shop around and compare rates from multiple Dawson Springs, KY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,432 |
| Geico | $6,862 |
| Liberty Mutual | $4,542 |
| Nationwide | $4,997 |
| Progressive | $4,036 |
| State Farm | $3,649 |
| Travelers | $5,017 |
| USAA | $3,456 |
Winners by Category: Where to Buy Cheap Auto Insurance in Dawson Springs, KY
Compare rates from the cheapest auto insurance companies in Dawson Springs, KY for your needs. Take a look at how Dawson Springs, Kentucky auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Dawson Springs, Kentucky Auto Insurance Companies
If you’re looking for the cheapest Dawson Springs, KY auto insurance companies overall, you can compare them here. Find the best price for Dawson Springs, Kentucky car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,629 |
| Geico | $4,231 |
| Liberty Mutual | $4,558 |
| Nationwide | $3,845 |
| Progressive | $4,266 |
| State Farm | $3,649 |
| Travelers | $3,892 |
| USAA | $2,720 |
What affects Dawson Springs, Kentucky auto insurance rates?
Local factors affect auto insurance rates in Dawson Springs, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Dawson Springs auto insurance rates.
Commute Times in Dawson Springs
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dawson Springs, KY is 24.2 minutes according to City-Data.
Compare Auto Insurance Quotes in Dawson Springs, KY
You can buy cheap Dawson Springs, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dawson Springs, Kentucky auto insurance quotes from top companies.
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Frequently Asked Questions
Why is auto insurance important in Dawson Springs, KY?
Auto insurance is crucial in Dawson Springs, KY, as it provides financial protection in the event of a car accident or other vehicle-related incidents. It helps cover medical expenses, property damage, and legal liabilities, ensuring you are not burdened with significant financial losses.
What does auto insurance in Dawson Springs, KY typically cover?
Auto insurance in Dawson Springs, KY typically covers various aspects, including liability coverage (bodily injury and property damage), personal injury protection (PIP), uninsured/underinsured motorist coverage, comprehensive coverage, and collision coverage.
Are there any legal requirements for auto insurance in Dawson Springs, KY?
Yes, the state of Kentucky mandates minimum auto insurance requirements. As of my knowledge cutoff in September 2021, drivers in Dawson Springs, KY, must carry liability coverage with minimum limits of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage.
What factors affect the cost of auto insurance in Dawson Springs, KY?
Several factors impact the cost of auto insurance in Dawson Springs, KY. These include your driving history, age, gender, type of vehicle, location, credit score, and coverage options. Insurance providers also consider the frequency of accidents and thefts in the area.
How can I find cheap auto insurance in Dawson Springs, KY?
To find affordable auto insurance in Dawson Springs, KY, consider shopping around and comparing quotes from different insurance providers. Maintaining a clean driving record, opting for higher deductibles, bundling policies, and seeking discounts for safe driving habits or multiple policies can also help lower premiums.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.