Buy Cheap Hawkeye, IA Auto Insurance in 2024
Hawkeye, IA auto insurance rates average $238 a month. Minimum auto insurance requirements in Hawkeye, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hawkeye, IA, compare Hawkeye auto insurance quotes from top companies.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Hawkeye, IA after a DUI are $3,434/year
- The most expensive auto insurance company in Hawkeye is Liberty Mutual
- The most expensive auto insurance company in Hawkeye after a DUI is Travelers
Finding affordable Hawkeye, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hawkeye, IA auto insurance with confidence is right here. Auto insurance rates in Hawkeye are affected by local factors as well as personal ones like your driving record.
See how Hawkeye, IA car insurance rates compare to Ames auto insurance rates, Ankeny auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Hawkeye.
Don’t buy Hawkeye, IA auto insurance until you’ve compared rates. Get free Hawkeye, Iowa auto insurance quotes when you enter your ZIP code above.
Hawkeye, IA Minimum Auto Insurance Requirements
The required auto insurance in Hawkeye, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hawkeye, Iowa is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Hawkeye, IA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Hawkeye, IA. Take a look at Hawkeye, Iowa auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,447 | $2,740 | $2,463 |
| American Family | $3,885 | $2,856 | $2,400 |
| Farmers | $2,752 | $2,286 | $2,166 |
| Geico | $2,783 | $2,315 | $1,848 |
| Liberty Mutual | $6,383 | $3,934 | $3,098 |
| Nationwide | $3,243 | $2,518 | $2,212 |
| Progressive | $2,751 | $2,202 | $1,986 |
| State Farm | $3,050 | $1,887 | $1,488 |
| Travelers | $5,018 | $4,275 | $4,071 |
| USAA | $2,419 | $1,660 | $1,437 |
Buy Cheap Hawkeye, IA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Hawkeye, Iowa auto insurance rates? Find out how car insurance rates in Hawkeye, IA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,930 | $1,860 | $1,707 | $1,739 | $5,435 | $6,101 | $2,114 | $2,182 |
| American Family | $1,965 | $1,965 | $1,758 | $1,758 | $5,243 | $7,355 | $1,965 | $2,368 |
| Farmers | $1,483 | $1,511 | $1,327 | $1,449 | $4,490 | $4,788 | $2,009 | $2,153 |
| Geico | $1,893 | $1,693 | $1,696 | $1,552 | $4,278 | $3,972 | $1,787 | $1,651 |
| Liberty Mutual | $2,159 | $2,345 | $1,894 | $2,301 | $10,316 | $11,611 | $2,447 | $2,702 |
| Nationwide | $1,872 | $1,931 | $1,662 | $1,786 | $4,168 | $5,439 | $2,103 | $2,299 |
| Progressive | $1,667 | $1,618 | $1,373 | $1,420 | $3,871 | $4,380 | $2,007 | $2,167 |
| State Farm | $1,422 | $1,422 | $1,238 | $1,238 | $3,701 | $4,706 | $1,595 | $1,812 |
| Travelers | $2,057 | $2,102 | $1,980 | $1,990 | $8,809 | $14,021 | $2,133 | $2,546 |
| USAA | $1,234 | $1,249 | $1,130 | $1,155 | $3,305 | $3,514 | $1,482 | $1,638 |
Buy Cheap Hawkeye, IA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Hawkeye can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hawkeye, IA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,435 | $6,101 |
| American Family | $5,243 | $7,355 |
| Farmers | $4,490 | $4,788 |
| Geico | $4,278 | $3,972 |
| Liberty Mutual | $10,316 | $11,611 |
| Nationwide | $4,168 | $5,439 |
| Progressive | $3,871 | $4,380 |
| State Farm | $3,701 | $4,706 |
| Travelers | $8,809 | $14,021 |
| USAA | $3,305 | $3,514 |
Buy Cheap Hawkeye, IA Auto Insurance for Seniors
You can save on senior auto insurance rates in Hawkeye, Iowa by comparing Hawkeye senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hawkeye, IA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,707 | $1,739 |
| American Family | $1,758 | $1,758 |
| Farmers | $1,327 | $1,449 |
| Geico | $1,696 | $1,552 |
| Liberty Mutual | $1,894 | $2,301 |
| Nationwide | $1,662 | $1,786 |
| Progressive | $1,373 | $1,420 |
| State Farm | $1,238 | $1,238 |
| Travelers | $1,980 | $1,990 |
| USAA | $1,130 | $1,155 |
Find Cheap Auto Insurance Rates in Hawkeye, IA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Hawkeye, Iowa auto insurance. Compare Hawkeye, IA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,789 | $2,886 | $2,974 |
| American Family | $3,066 | $3,216 | $2,859 |
| Farmers | $2,304 | $2,409 | $2,490 |
| Geico | $2,192 | $2,316 | $2,437 |
| Liberty Mutual | $4,299 | $4,464 | $4,652 |
| Nationwide | $2,792 | $2,635 | $2,545 |
| Progressive | $2,193 | $2,319 | $2,426 |
| State Farm | $2,052 | $2,152 | $2,222 |
| Travelers | $4,208 | $4,521 | $4,635 |
| USAA | $1,745 | $1,844 | $1,926 |
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Find Cheap Hawkeye, IA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Hawkeye. Compare auto insurance rates in Hawkeye, IA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,815 | $2,952 |
| American Family | $3,012 | $3,082 |
| Farmers | $2,401 | $2,401 |
| Geico | $2,269 | $2,362 |
| Liberty Mutual | $4,472 | $4,472 |
| Nationwide | $2,658 | $2,658 |
| Progressive | $2,313 | $2,313 |
| State Farm | $2,091 | $2,192 |
| Travelers | $4,455 | $4,455 |
| USAA | $1,771 | $1,905 |
Find Cheap Hawkeye, IA Auto Insurance Rates by Driving Record
Auto insurance rates in Hawkeye, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hawkeye, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hawkeye.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,462 | $2,968 | $3,359 | $2,744 |
| American Family | $2,200 | $3,220 | $4,181 | $2,586 |
| Farmers | $2,047 | $2,538 | $2,573 | $2,447 |
| Geico | $1,756 | $2,451 | $3,170 | $1,884 |
| Liberty Mutual | $3,865 | $4,774 | $4,876 | $4,373 |
| Nationwide | $1,906 | $2,764 | $3,794 | $2,166 |
| Progressive | $1,867 | $3,025 | $2,022 | $2,337 |
| State Farm | $1,992 | $2,291 | $2,142 | $2,142 |
| Travelers | $3,267 | $4,326 | $5,773 | $4,452 |
| USAA | $1,405 | $1,885 | $2,451 | $1,613 |
Find Cheap Hawkeye, IA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Hawkeye, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hawkeye for less when you shop around and compare rates from multiple Hawkeye, IA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,359 |
| American Family | $4,181 |
| Farmers | $2,573 |
| Geico | $3,170 |
| Liberty Mutual | $4,876 |
| Nationwide | $3,794 |
| Progressive | $2,022 |
| State Farm | $2,142 |
| Travelers | $5,773 |
| USAA | $2,451 |
Winners by Category: Where to Buy Cheap Auto Insurance in Hawkeye, IA
Compare rates from the cheapest auto insurance companies in Hawkeye, IA for your needs. Take a look at how Hawkeye, Iowa auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
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Find Cheap Hawkeye, Iowa Auto Insurance Companies
If you’re looking for the cheapest Hawkeye, IA auto insurance companies overall, you can compare them here. Find the best price for Hawkeye, Iowa car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,883 |
| American Family | $3,047 |
| Farmers | $2,401 |
| Geico | $2,315 |
| Liberty Mutual | $4,472 |
| Nationwide | $2,658 |
| Progressive | $2,313 |
| State Farm | $2,142 |
| Travelers | $4,455 |
| USAA | $1,838 |
What affects Hawkeye, Iowa auto insurance rates?
Local factors affect auto insurance rates in Hawkeye, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hawkeye auto insurance rates.
Commute Times in Hawkeye
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hawkeye, IA is 22.8 minutes according to City-Data.
Compare Auto Insurance Quotes in Hawkeye, IA
You can buy cheap Hawkeye, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hawkeye, Iowa auto insurance quotes from top companies.
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Frequently Asked Questions
Why is it important to have auto insurance in Hawkeye, IA?
Auto insurance is important in Hawkeye, IA, as it provides financial protection in case of accidents, theft, or damage to your vehicle. It is also a legal requirement in Iowa to have liability insurance coverage.
How can I find cheap auto insurance in Hawkeye, IA?
To find cheap auto insurance in Hawkeye, IA, you can follow these steps:
- Compare quotes from multiple insurance providers.
- Opt for a higher deductible if you can afford it.
- Maintain a clean driving record to qualify for lower rates.
- Ask about available discounts, such as safe driver or multi-policy discounts.
What factors affect auto insurance rates in Hawkeye, IA?
Several factors can influence your auto insurance rates in Hawkeye, IA. Some common factors include:
- Your driving record and history
- Type, make, and model of your vehicle
- Your age and gender
- Your credit history
- Your location in Hawkeye, IA
- The coverage and deductible levels you choose
What are the minimum auto insurance requirements in Hawkeye, IA?
In Hawkeye, IA, the minimum auto insurance requirements are:
- $20,000 bodily injury liability per person
- $40,000 bodily injury liability per accident
- $15,000 property damage liability per accident
Are there any additional types of coverage I should consider for my auto insurance in Hawkeye, IA?
While the minimum coverage is required, it’s often recommended to consider additional coverage options for better protection. Some common types of additional coverage to consider include:
- Collision coverage: Covers damage to your vehicle in case of an accident.
- Comprehensive coverage: Protects against non-collision events like theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Covers you if you’re involved in an accident with a driver who doesn’t have sufficient insurance.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.