Buy Cheap Coffeen, IL Auto Insurance in 2024
Coffeen, IL auto insurance rates average $266 a month. Minimum auto insurance requirements in Coffeen, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Coffeen, IL, compare Coffeen auto insurance quotes from top companies.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Coffeen, IL for teens drivers are $6,025/year
- The most expensive auto insurance company in Coffeen is Allstate
- Average auto insurance rates in Coffeen, IL are $266/month
Finding affordable Coffeen, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Coffeen, IL auto insurance with confidence is right here. Auto insurance rates in Coffeen are affected by local factors as well as personal ones like your driving record.
See how Coffeen, IL car insurance rates compare to Naperville auto insurance rates, Aurora auto insurance rates, and Champaign auto insurance rates before you read more about the cost of auto insurance in Coffeen.
Don’t buy Coffeen, IL auto insurance until you’ve compared rates. Get free Coffeen, Illinois auto insurance quotes when you enter your ZIP code above.
Coffeen, IL Minimum Auto Insurance Requirements
The required auto insurance in Coffeen, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Coffeen, Illinois is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Coffeen, IL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Coffeen, IL. Take a look at Coffeen, Illinois auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,732 | $4,843 | $4,227 |
| American Family | $4,958 | $3,363 | $2,841 |
| Farmers | $4,808 | $4,028 | $3,834 |
| Geico | $4,119 | $2,014 | $1,571 |
| Liberty Mutual | $3,321 | $2,066 | $1,644 |
| Nationwide | $4,051 | $3,258 | $2,850 |
| Progressive | $3,649 | $3,093 | $2,855 |
| State Farm | $3,044 | $1,822 | $1,413 |
| Travelers | $2,837 | $2,267 | $1,848 |
| USAA | $3,795 | $2,603 | $2,144 |
Buy Cheap Coffeen, IL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Coffeen, Illinois auto insurance rates? Find out how car insurance rates in Coffeen, IL are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,380 | $3,396 | $3,515 | $3,515 | $8,621 | $11,252 | $4,064 | $4,395 |
| American Family | $2,328 | $2,328 | $2,127 | $2,127 | $6,493 | $9,036 | $2,328 | $2,999 |
| Farmers | $2,306 | $2,308 | $2,050 | $2,161 | $9,583 | $9,989 | $2,629 | $2,759 |
| Geico | $1,621 | $1,622 | $1,521 | $1,797 | $4,847 | $5,129 | $2,028 | $1,979 |
| Liberty Mutual | $1,448 | $1,564 | $1,200 | $1,342 | $4,767 | $5,307 | $1,517 | $1,606 |
| Nationwide | $2,151 | $2,193 | $1,906 | $2,027 | $5,937 | $7,652 | $2,506 | $2,722 |
| Progressive | $1,883 | $1,792 | $1,554 | $1,617 | $6,616 | $7,439 | $2,251 | $2,440 |
| State Farm | $1,336 | $1,336 | $1,186 | $1,186 | $3,728 | $4,733 | $1,508 | $1,731 |
| Travelers | $1,501 | $1,585 | $1,356 | $1,447 | $4,176 | $5,201 | $1,594 | $1,680 |
| USAA | $1,695 | $1,726 | $1,574 | $1,552 | $5,485 | $6,055 | $2,235 | $2,459 |
Buy Cheap Coffeen, IL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Coffeen can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Coffeen, IL are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,621 | $11,252 |
| American Family | $6,493 | $9,036 |
| Farmers | $9,583 | $9,989 |
| Geico | $4,847 | $5,129 |
| Liberty Mutual | $4,767 | $5,307 |
| Nationwide | $5,937 | $7,652 |
| Progressive | $6,616 | $7,439 |
| State Farm | $3,728 | $4,733 |
| Travelers | $4,176 | $5,201 |
| USAA | $5,485 | $6,055 |
Buy Cheap Coffeen, IL Auto Insurance for Seniors
You can save on senior auto insurance rates in Coffeen, Illinois by comparing Coffeen senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Coffeen, IL here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,515 | $3,515 |
| American Family | $2,127 | $2,127 |
| Farmers | $2,050 | $2,161 |
| Geico | $1,521 | $1,797 |
| Liberty Mutual | $1,200 | $1,342 |
| Nationwide | $1,906 | $2,027 |
| Progressive | $1,554 | $1,617 |
| State Farm | $1,186 | $1,186 |
| Travelers | $1,356 | $1,447 |
| USAA | $1,574 | $1,552 |
Find Cheap Auto Insurance Rates in Coffeen, IL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Coffeen, Illinois auto insurance. Compare Coffeen, IL auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,136 | $5,263 | $5,403 |
| American Family | $3,601 | $3,856 | $3,705 |
| Farmers | $4,032 | $4,131 | $4,506 |
| Geico | $2,377 | $2,564 | $2,762 |
| Liberty Mutual | $2,214 | $2,339 | $2,478 |
| Nationwide | $3,388 | $3,412 | $3,360 |
| Progressive | $2,961 | $3,193 | $3,443 |
| State Farm | $1,991 | $2,096 | $2,192 |
| Travelers | $2,179 | $2,315 | $2,458 |
| USAA | $2,663 | $2,845 | $3,035 |
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Find Cheap Coffeen, IL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Coffeen. Compare auto insurance rates in Coffeen, IL by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,267 | $5,267 |
| American Family | $3,673 | $3,769 |
| Farmers | $4,223 | $4,223 |
| Geico | $2,519 | $2,617 |
| Liberty Mutual | $2,344 | $2,344 |
| Nationwide | $3,387 | $3,387 |
| Progressive | $3,199 | $3,199 |
| State Farm | $2,041 | $2,145 |
| Travelers | $2,227 | $2,408 |
| USAA | $2,767 | $2,927 |
Find Cheap Coffeen, IL Auto Insurance Rates by Driving Record
Auto insurance rates in Coffeen, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Coffeen, IL, take a look at the average cost for various violations versus rates for a clean driving record in Coffeen.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,828 | $6,352 | $5,926 | $4,962 |
| American Family | $2,734 | $3,886 | $5,161 | $3,102 |
| Farmers | $3,571 | $4,590 | $4,476 | $4,256 |
| Geico | $1,896 | $2,518 | $3,482 | $2,376 |
| Liberty Mutual | $1,953 | $2,768 | $2,437 | $2,217 |
| Nationwide | $2,715 | $3,535 | $4,168 | $3,129 |
| Progressive | $2,643 | $3,895 | $2,922 | $3,337 |
| State Farm | $1,920 | $2,266 | $2,093 | $2,093 |
| Travelers | $1,849 | $2,413 | $2,691 | $2,317 |
| USAA | $2,029 | $2,916 | $3,998 | $2,447 |
Find Cheap Coffeen, IL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Coffeen, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Coffeen for less when you shop around and compare rates from multiple Coffeen, IL auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,926 |
| American Family | $5,161 |
| Farmers | $4,476 |
| Geico | $3,482 |
| Liberty Mutual | $2,437 |
| Nationwide | $4,168 |
| Progressive | $2,922 |
| State Farm | $2,093 |
| Travelers | $2,691 |
| USAA | $3,998 |
Winners by Category: Where to Buy Cheap Auto Insurance in Coffeen, IL
Compare rates from the cheapest auto insurance companies in Coffeen, IL for your needs. Take a look at how Coffeen, Illinois auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | Travelers |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Find Cheap Coffeen, Illinois Auto Insurance Companies
If you’re looking for the cheapest Coffeen, IL auto insurance companies overall, you can compare them here. Find the best price for Coffeen, Illinois car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,267 |
| American Family | $3,721 |
| Farmers | $4,223 |
| Geico | $2,568 |
| Liberty Mutual | $2,344 |
| Nationwide | $3,387 |
| Progressive | $3,199 |
| State Farm | $2,093 |
| Travelers | $2,317 |
| USAA | $2,847 |
What affects Coffeen, Illinois auto insurance rates?
Local factors affect auto insurance rates in Coffeen, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Coffeen auto insurance rates.
Commute Times in Coffeen
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Coffeen, IL is 27.4 minutes according to City-Data.
Compare Auto Insurance Quotes in Coffeen, IL
You can buy cheap Coffeen, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Coffeen, Illinois auto insurance quotes from top companies.
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Frequently Asked Questions
What factors determine the cost of auto insurance in Coffeen, IL?
Several factors influence the cost of auto insurance in Coffeen, IL. These include your age, driving history, type of vehicle, coverage limits, deductible amount, and the level of risk associated with your location.
Can I find cheap auto insurance in Coffeen, IL?
Yes, it is possible to find affordable auto insurance in Coffeen, IL. By comparing quotes from different insurance providers, adjusting your coverage options, maintaining a clean driving record, and taking advantage of available discounts, you can lower your premiums.
What are the advantages of buying cheap auto insurance?
- Cost savings: Cheap auto insurance can help you save money on premiums, leaving more funds for other important expenses.
- Compliance with legal requirements: By having at least the minimum required coverage, you fulfill the legal obligation to carry auto insurance.
- Peace of mind: Even with cheaper coverage, you still have protection against unexpected events and accidents.
What are the disadvantages of buying cheap auto insurance?
- Limited coverage: Cheap auto insurance policies often come with lower coverage limits and may not offer as many benefits as higher-priced policies.
- Higher deductibles: Lower-cost policies may have higher deductibles, meaning you’ll have to pay more out of pocket before the insurance coverage kicks in.
- Less comprehensive customer service: Cheaper insurance providers may have limited customer service options or slower response times.
How can I find cheap auto insurance in Coffeen, IL?
To find affordable auto insurance in Coffeen, IL, consider the following:
- Shop around and compare quotes from multiple insurance providers.
- Opt for higher deductibles if you can afford to pay more out of pocket in the event of a claim.
- Maintain a clean driving record to qualify for better rates.
- Inquire about available discounts for safe driving, bundling policies, or installing safety features in your vehicle.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.