Buy Cheap Nashville, GA Auto Insurance in 2024
Nashville, GA auto insurance rates average $381 a month. Minimum auto insurance requirements in Nashville, Georgia are 25/50/25 to comply with Georgia laws. To buy cheap auto insurance in Nashville, GA, compare Nashville auto insurance quotes from top companies.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Nashville after a DUI is Liberty Mutual
- The most expensive auto insurance company in Nashville is Liberty Mutual
- Average auto insurance rates in Nashville, GA after a DUI are $5,635/year
Finding affordable Nashville, Georgia auto insurance can be challenging, but everything you need to know to buy cheap Nashville, GA auto insurance with confidence is right here. Auto insurance rates in Nashville are affected by local factors as well as personal ones like your driving record.
See how Nashville, GA car insurance rates compare to Alpharetta auto insurance rates, Marietta auto insurance rates, and Warner Robins auto insurance rates before you read more about the cost of auto insurance in Nashville.
Don’t buy Nashville, GA auto insurance until you’ve compared rates. Get free Nashville, Georgia auto insurance quotes when you enter your ZIP code above.
Nashville, GA Minimum Auto Insurance Requirements
The required auto insurance in Nashville, GA is 25/50/25 according to the auto insurance laws in Georgia. The minimum auto insurance in Nashville, Georgia is outlined here.
Minimum Required Auto Insurance Coverage in Nashville, Georgia
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Nashville, GA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Nashville, GA. Take a look at Nashville, Georgia auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Nashville, Georgia
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,399 | $3,055 | $2,727 |
| Geico | $3,245 | $2,281 | $2,215 |
| Liberty Mutual | $13,286 | $8,119 | $6,367 |
| Nationwide | $8,567 | $6,929 | $6,056 |
| Progressive | $4,026 | $3,461 | $3,198 |
| State Farm | $4,595 | $2,861 | $2,267 |
| USAA | $3,605 | $2,530 | $2,159 |
Buy Cheap Nashville, GA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Nashville, Georgia auto insurance rates? Find out how car insurance rates in Nashville, GA are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nashville, Georgia
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,355 | $2,355 | $2,255 | $2,255 | $5,433 | $6,994 | $2,632 | $2,873 |
| Geico | $1,582 | $1,558 | $1,529 | $1,529 | $4,632 | $5,542 | $2,019 | $2,249 |
| Liberty Mutual | $5,019 | $5,468 | $4,115 | $4,669 | $20,684 | $23,096 | $5,325 | $5,681 |
| Nationwide | $4,160 | $4,303 | $4,100 | $4,516 | $13,009 | $16,786 | $5,079 | $5,520 |
| Progressive | $2,261 | $2,097 | $1,936 | $2,033 | $6,998 | $7,768 | $2,626 | $2,771 |
| State Farm | $2,153 | $2,153 | $1,922 | $1,922 | $5,558 | $7,326 | $2,357 | $2,538 |
| USAA | $1,564 | $1,564 | $1,445 | $1,457 | $5,486 | $6,504 | $1,944 | $2,151 |
Buy Cheap Nashville, GA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Nashville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Nashville, GA are listed here.
Annual Auto Insurance Rates for Teen Drivers in Nashville, Georgia
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,433 | $6,994 |
| Geico | $4,632 | $5,542 |
| Liberty Mutual | $20,684 | $23,096 |
| Nationwide | $13,009 | $16,786 |
| Progressive | $6,998 | $7,768 |
| State Farm | $5,558 | $7,326 |
| USAA | $5,486 | $6,504 |
Buy Cheap Nashville, GA Auto Insurance for Seniors
You can save on senior auto insurance rates in Nashville, Georgia by comparing Nashville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Nashville, GA here.
Annual Auto Insurance Rates for Senior Drivers in Nashville, Georgia
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,255 | $2,255 |
| Geico | $1,529 | $1,529 |
| Liberty Mutual | $4,115 | $4,669 |
| Nationwide | $4,100 | $4,516 |
| Progressive | $1,936 | $2,033 |
| State Farm | $1,922 | $1,922 |
| USAA | $1,445 | $1,457 |
Find Cheap Auto Insurance Rates in Nashville, GA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Nashville, Georgia auto insurance. Compare Nashville, GA auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Nashville, Georgia
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,109 | $3,431 | $3,642 |
| Geico | $2,403 | $2,592 | $2,745 |
| Liberty Mutual | $8,883 | $9,207 | $9,682 |
| Nationwide | $7,051 | $7,313 | $7,188 |
| Progressive | $3,299 | $3,511 | $3,874 |
| State Farm | $3,046 | $3,243 | $3,434 |
| USAA | $2,638 | $2,750 | $2,906 |
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Find Cheap Nashville, GA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Nashville. Compare auto insurance rates in Nashville, GA by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Nashville, Georgia
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,317 | $3,470 |
| Geico | $2,535 | $2,625 |
| Liberty Mutual | $9,257 | $9,257 |
| Nationwide | $7,184 | $7,184 |
| Progressive | $3,561 | $3,561 |
| State Farm | $3,241 | $3,241 |
| USAA | $2,639 | $2,890 |
Find Cheap Nashville, GA Auto Insurance Rates by Driving Record
Auto insurance rates in Nashville, Georgia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Nashville, GA, take a look at the average cost for various violations versus rates for a clean driving record in Nashville.
Annual Nashville, Georgia Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,807 | $4,318 | $3,501 | $2,950 |
| Geico | $1,733 | $2,177 | $4,467 | $1,943 |
| Liberty Mutual | $7,035 | $9,591 | $11,032 | $9,370 |
| Nationwide | $5,518 | $6,483 | $10,034 | $6,701 |
| Progressive | $2,809 | $4,901 | $3,269 | $3,266 |
| State Farm | $2,966 | $3,516 | $3,241 | $3,241 |
| USAA | $2,123 | $2,676 | $3,897 | $2,363 |
Find Cheap Nashville, GA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Nashville, Georgia is higher than for a clean driving record. You can buy auto insurance after a DUI in Nashville for less when you shop around and compare rates from multiple Nashville, GA auto insurance companies.
Annual Auto Insurance Rates After a DUI in Nashville, Georgia
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,501 |
| Geico | $4,467 |
| Liberty Mutual | $11,032 |
| Nationwide | $10,034 |
| Progressive | $3,269 |
| State Farm | $3,241 |
| USAA | $3,897 |
Winners by Category: Where to Buy Cheap Auto Insurance in Nashville, GA
Compare rates from the cheapest auto insurance companies in Nashville, GA for your needs. Take a look at how Nashville, Georgia auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Nashville, Georgia
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Find Cheap Nashville, Georgia Auto Insurance Companies
If you’re looking for the cheapest Nashville, GA auto insurance companies overall, you can compare them here. Find the best price for Nashville, Georgia car insurance by company.
Average Annual Auto Insurance Rates by Company in Nashville, Georgia
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,394 |
| Geico | $2,580 |
| Liberty Mutual | $9,257 |
| Nationwide | $7,184 |
| Progressive | $3,561 |
| State Farm | $3,241 |
| USAA | $2,765 |
What affects Nashville, Georgia auto insurance rates?
Local factors affect auto insurance rates in Nashville, GA, including traffic, theft statistics, and commute length. Take a look at the things that impact Nashville auto insurance rates.
Commute Times in Nashville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Nashville, GA is 16.6 minutes according to City-Data.
Traffic in Nashville
How is traffic in Nashville, Georgia? Inrix data shows that Nashville, GA traffic makes it the 278th-most congested city compared to other cities worldwide.
Compare Auto Insurance Quotes in Nashville, GA
You can buy cheap Nashville, GA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Nashville, Georgia auto insurance quotes from top companies.
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Frequently Asked Questions
What factors can affect the cost of auto insurance in Nashville, GA?
Several factors can influence the cost of auto insurance in Nashville, GA. These factors include your age, driving experience, type of vehicle, annual mileage, coverage limits, deductible amount, and your driving history (including any previous accidents or traffic violations).
How can I find cheap auto insurance in Nashville, GA?
To find cheap auto insurance in Nashville, GA, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices.
- Opt for higher deductibles: Choosing a higher deductible can lower your premium.
- Maintain a clean driving record: Safe driving habits and a history free of accidents or violations can lead to lower rates.
- Bundle policies: If you have multiple insurance needs, combining them with the same provider can often result in discounted rates.
- Ask about discounts: Inquire about any available discounts such as good student discounts, multi-vehicle discounts, or safe driver discounts.
Are there any specific auto insurance requirements in Nashville, GA?
Yes, Nashville, GA follows the mandatory auto insurance requirements set by the state of Georgia. These requirements include:
- Liability coverage: Drivers must have a minimum amount of liability coverage to protect against bodily injury and property damage caused to others in an accident.
- Uninsured motorist coverage: It is also mandatory to have uninsured motorist coverage to safeguard against accidents involving drivers without insurance.
What types of auto insurance coverage options are available in Nashville, GA?
In addition to the required liability and uninsured motorist coverage, various optional coverage options are available in Nashville, GA. These may include collision coverage (to cover damages to your own vehicle), comprehensive coverage (to protect against non-collision-related damages like theft or vandalism), medical payments coverage, and personal injury protection (PIP).
Can my credit score impact my auto insurance rates in Nashville, GA?
Yes, in many states, including Georgia, insurance companies may use credit-based insurance scores as one of the factors to determine your premium. Generally, individuals with higher credit scores tend to receive lower insurance rates, as insurance companies view them as less risky.
Is it possible to switch auto insurance providers if I find a cheaper option in Nashville, GA?
Yes, you can switch auto insurance providers in Nashville, GA. However, it’s important to consider the timing and any potential penalties for early cancellation of your current policy. Before making the switch, ensure that the new policy provides adequate coverage and meets your specific needs.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.