Buy Cheap Calhoun, GA Auto Insurance in 2024
Calhoun, GA auto insurance rates average $421 a month. Minimum auto insurance requirements in Calhoun, Georgia are 25/50/25 to comply with Georgia laws. To buy cheap auto insurance in Calhoun, GA, compare Calhoun auto insurance quotes from top companies.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Calhoun after a DUI is Liberty Mutual
- Average auto insurance rates in Calhoun, GA after a DUI are $6,228/year
- Average auto insurance rates in Calhoun, GA for teens drivers are $9,860/year
Finding affordable Calhoun, Georgia auto insurance can be challenging, but everything you need to know to buy cheap Calhoun, GA auto insurance with confidence is right here. Auto insurance rates in Calhoun are affected by local factors as well as personal ones like your driving record.
See how Calhoun, GA car insurance rates compare to Alpharetta auto insurance rates, Marietta auto insurance rates, and Johns Creek auto insurance rates before you read more about the cost of auto insurance in Calhoun.
Don’t buy Calhoun, GA auto insurance until you’ve compared rates. Get free Calhoun, Georgia auto insurance quotes when you enter your ZIP code above.
Calhoun, GA Minimum Auto Insurance Requirements
The required auto insurance in Calhoun, GA is 25/50/25 according to the auto insurance laws in Georgia. The minimum auto insurance in Calhoun, Georgia is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Calhoun, GA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Calhoun, GA. Take a look at Calhoun, Georgia auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,658 | $3,928 | $3,502 |
| Geico | $3,791 | $2,664 | $2,586 |
| Liberty Mutual | $13,840 | $8,481 | $6,642 |
| Nationwide | $8,940 | $7,230 | $6,309 |
| Progressive | $4,658 | $4,049 | $3,758 |
| State Farm | $4,894 | $3,048 | $2,415 |
| USAA | $4,256 | $2,994 | $2,555 |
Buy Cheap Calhoun, GA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Calhoun, Georgia auto insurance rates? Find out how car insurance rates in Calhoun, GA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,000 | $3,000 | $2,875 | $2,875 | $7,039 | $9,079 | $3,361 | $3,670 |
| Geico | $1,804 | $1,787 | $1,754 | $1,754 | $5,490 | $6,575 | $2,345 | $2,603 |
| Liberty Mutual | $5,151 | $5,601 | $4,210 | $4,763 | $21,834 | $24,354 | $5,479 | $5,845 |
| Nationwide | $4,315 | $4,459 | $4,260 | $4,684 | $13,636 | $17,573 | $5,280 | $5,735 |
| Progressive | $2,580 | $2,369 | $2,218 | $2,340 | $8,349 | $9,251 | $2,989 | $3,140 |
| State Farm | $2,229 | $2,229 | $2,007 | $2,007 | $6,080 | $7,958 | $2,449 | $2,660 |
| USAA | $1,813 | $1,808 | $1,683 | $1,686 | $6,592 | $7,818 | $2,257 | $2,490 |
Buy Cheap Calhoun, GA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Calhoun can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Calhoun, GA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,039 | $9,079 |
| Geico | $5,490 | $6,575 |
| Liberty Mutual | $21,834 | $24,354 |
| Nationwide | $13,636 | $17,573 |
| Progressive | $8,349 | $9,251 |
| State Farm | $6,080 | $7,958 |
| USAA | $6,592 | $7,818 |
Buy Cheap Calhoun, GA Auto Insurance for Seniors
You can save on senior auto insurance rates in Calhoun, Georgia by comparing Calhoun senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Calhoun, GA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,875 | $2,875 |
| Geico | $1,754 | $1,754 |
| Liberty Mutual | $4,210 | $4,763 |
| Nationwide | $4,260 | $4,684 |
| Progressive | $2,218 | $2,340 |
| State Farm | $2,007 | $2,007 |
| USAA | $1,683 | $1,686 |
Find Cheap Auto Insurance Rates in Calhoun, GA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Calhoun, Georgia auto insurance. Compare Calhoun, GA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,020 | $4,409 | $4,658 |
| Geico | $2,772 | $3,029 | $3,241 |
| Liberty Mutual | $9,298 | $9,608 | $10,058 |
| Nationwide | $7,415 | $7,626 | $7,437 |
| Progressive | $3,818 | $4,090 | $4,556 |
| State Farm | $3,236 | $3,455 | $3,667 |
| USAA | $3,128 | $3,253 | $3,425 |
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Find Cheap Calhoun, GA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Calhoun. Compare auto insurance rates in Calhoun, GA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,264 | $4,460 |
| Geico | $2,964 | $3,064 |
| Liberty Mutual | $9,654 | $9,654 |
| Nationwide | $7,493 | $7,493 |
| Progressive | $4,155 | $4,155 |
| State Farm | $3,452 | $3,452 |
| USAA | $3,120 | $3,417 |
Find Cheap Calhoun, GA Auto Insurance Rates by Driving Record
Auto insurance rates in Calhoun, Georgia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Calhoun, GA, take a look at the average cost for various violations versus rates for a clean driving record in Calhoun.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,592 | $5,560 | $4,517 | $3,781 |
| Geico | $2,040 | $2,545 | $5,184 | $2,286 |
| Liberty Mutual | $7,313 | $10,014 | $11,524 | $9,767 |
| Nationwide | $5,759 | $6,764 | $10,458 | $6,990 |
| Progressive | $3,242 | $5,776 | $3,824 | $3,775 |
| State Farm | $3,137 | $3,768 | $3,452 | $3,452 |
| USAA | $2,496 | $3,161 | $4,635 | $2,782 |
Find Cheap Calhoun, GA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Calhoun, Georgia is higher than for a clean driving record. You can buy auto insurance after a DUI in Calhoun for less when you shop around and compare rates from multiple Calhoun, GA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,517 |
| Geico | $5,184 |
| Liberty Mutual | $11,524 |
| Nationwide | $10,458 |
| Progressive | $3,824 |
| State Farm | $3,452 |
| USAA | $4,635 |
Winners by Category: Where to Buy Cheap Auto Insurance in Calhoun, GA
Compare rates from the cheapest auto insurance companies in Calhoun, GA for your needs. Take a look at how Calhoun, Georgia auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Find Cheap Calhoun, Georgia Auto Insurance Companies
If you’re looking for the cheapest Calhoun, GA auto insurance companies overall, you can compare them here. Find the best price for Calhoun, Georgia car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,362 |
| Geico | $3,014 |
| Liberty Mutual | $9,654 |
| Nationwide | $7,493 |
| Progressive | $4,155 |
| State Farm | $3,452 |
| USAA | $3,268 |
What affects Calhoun, Georgia auto insurance rates?
Local factors affect auto insurance rates in Calhoun, GA, including traffic, theft statistics, and commute length. Take a look at the things that impact Calhoun auto insurance rates.
Commute Times in Calhoun
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Calhoun, GA is 20.0 minutes according to City-Data.
Compare Auto Insurance Quotes in Calhoun, GA
You can buy cheap Calhoun, GA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Calhoun, Georgia auto insurance quotes from top companies.
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Frequently Asked Questions
What factors affect the cost of auto insurance in Calhoun, GA?
The cost of auto insurance in Calhoun, GA can be influenced by several factors, including your driving record, age, gender, type of vehicle, location, coverage options, and deductibles. Insurance providers consider these factors when determining your premium.
How can I find cheap auto insurance in Calhoun, GA?
To find cheap auto insurance in Calhoun, GA, consider the following steps:
- Compare quotes from multiple insurance providers to get the best rates.
- Maintain a good driving record and avoid traffic violations.
- Choose a higher deductible if you can afford to pay more out of pocket in case of an accident.
- Ask about available discounts such as multi-policy, safe driver, or good student discounts.
What coverage options are required in Calhoun, GA?
In Calhoun, GA, auto insurance policies must meet the state’s minimum coverage requirements, which include:
- Bodily injury liability coverage: $25,000 per person and $50,000 per accident.
- Property damage liability coverage: $25,000 per accident.
Are there additional coverage options I should consider?
While the minimum coverage requirements are necessary, additional coverage options can provide better protection. Some options to consider are:
- Collision coverage: Helps cover repairs or replacement of your vehicle if it’s damaged in an accident.
- Comprehensive coverage: Covers damage to your vehicle caused by non-collision events like theft, vandalism, or severe weather.
- Medical payments coverage: Pays for medical expenses resulting from an accident, regardless of who is at fault.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who has no insurance or insufficient coverage.
Can I get discounts on my auto insurance in Calhoun, GA?
Yes, many insurance providers offer various discounts that can help lower your premiums. Common discounts include:
- Multi-policy discount: Bundling your auto insurance with other policies like home insurance.
- Safe driver discount: Rewards for maintaining a clean driving record.
- Good student discount: Discounts for students who maintain good grades.
- Anti-theft device discount: Installing anti-theft devices in your vehicle.
- Defensive driving course discount: Completing an approved defensive driving course.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.