Buy Cheap Silver Springs, FL Auto Insurance in 2024
Silver Springs, FL auto insurance rates average $310 a month. Minimum auto insurance requirements in Silver Springs, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Silver Springs, FL, compare Silver Springs auto insurance quotes from top companies.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Silver Springs, FL are $310/month
- The most expensive auto insurance company in Silver Springs is Allstate
- The most expensive auto insurance company in Silver Springs after a DUI is Allstate
Finding affordable Silver Springs, Florida auto insurance can be challenging, but everything you need to know to buy cheap Silver Springs, FL auto insurance with confidence is right here. Auto insurance rates in Silver Springs are affected by local factors as well as personal ones like your driving record.
See how Silver Springs, FL car insurance rates compare to Hialeah auto insurance rates, Miami auto insurance rates, and Fort Lauderdale auto insurance rates before you read more about the cost of auto insurance in Silver Springs.
Don’t buy Silver Springs, FL auto insurance until you’ve compared rates. Get free Silver Springs, Florida auto insurance quotes when you enter your ZIP code above.
Silver Springs, FL Minimum Auto Insurance Requirements
The required auto insurance in Silver Springs, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Silver Springs, Florida is outlined here.
Minimum Required Auto Insurance Coverage in Silver Springs, Florida
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Silver Springs, FL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Silver Springs, FL. Take a look at Silver Springs, Florida auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Silver Springs, Florida
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,863 | $4,990 | $4,064 |
| Geico | $4,499 | $2,734 | $2,061 |
| Liberty Mutual | $5,050 | $3,746 | $3,067 |
| Nationwide | $4,340 | $3,195 | $2,891 |
| Progressive | $6,424 | $4,554 | $3,791 |
| State Farm | $3,612 | $2,389 | $1,970 |
| USAA | $3,691 | $1,807 | $1,314 |
Buy Cheap Silver Springs, FL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Silver Springs, Florida auto insurance rates? Find out how car insurance rates in Silver Springs, FL are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silver Springs, Florida
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,537 | $3,386 | $3,073 | $3,123 | $11,921 | $12,870 | $3,568 | $3,631 |
| Geico | $2,440 | $2,453 | $2,284 | $2,284 | $4,368 | $5,520 | $2,691 | $2,743 |
| Liberty Mutual | $2,786 | $2,786 | $2,566 | $2,566 | $5,711 | $8,711 | $2,786 | $3,721 |
| Nationwide | $2,446 | $2,417 | $2,192 | $2,264 | $5,829 | $7,171 | $2,688 | $2,797 |
| Progressive | $3,311 | $3,120 | $2,844 | $3,049 | $9,204 | $10,066 | $3,970 | $3,821 |
| State Farm | $1,682 | $1,682 | $1,530 | $1,530 | $4,824 | $6,149 | $1,861 | $1,997 |
| USAA | $1,318 | $1,296 | $1,232 | $1,221 | $4,482 | $5,201 | $1,642 | $1,770 |
Buy Cheap Silver Springs, FL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Silver Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Silver Springs, FL are listed here.
Annual Auto Insurance Rates for Teen Drivers in Silver Springs, Florida
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,921 | $12,870 |
| Geico | $4,368 | $5,520 |
| Liberty Mutual | $5,711 | $8,711 |
| Nationwide | $5,829 | $7,171 |
| Progressive | $9,204 | $10,066 |
| State Farm | $4,824 | $6,149 |
| USAA | $4,482 | $5,201 |
Buy Cheap Silver Springs, FL Auto Insurance for Seniors
You can save on senior auto insurance rates in Silver Springs, Florida by comparing Silver Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Silver Springs, FL here.
Annual Auto Insurance Rates for Senior Drivers in Silver Springs, Florida
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,073 | $3,123 |
| Geico | $2,284 | $2,284 |
| Liberty Mutual | $2,566 | $2,566 |
| Nationwide | $2,192 | $2,264 |
| Progressive | $2,844 | $3,049 |
| State Farm | $1,530 | $1,530 |
| USAA | $1,232 | $1,221 |
Find Cheap Auto Insurance Rates in Silver Springs, FL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Silver Springs, Florida auto insurance. Compare Silver Springs, FL auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Silver Springs, Florida
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,526 | $5,890 | $6,500 |
| Geico | $2,601 | $3,198 | $3,495 |
| Liberty Mutual | $3,636 | $4,007 | $4,220 |
| Nationwide | $2,774 | $3,609 | $4,044 |
| Progressive | $4,198 | $5,027 | $5,544 |
| State Farm | $2,267 | $2,718 | $2,985 |
| USAA | $1,970 | $2,348 | $2,493 |
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Find Cheap Silver Springs, FL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Silver Springs. Compare auto insurance rates in Silver Springs, FL by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Silver Springs, Florida
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,478 | $5,800 |
| Geico | $3,082 | $3,113 |
| Liberty Mutual | $3,832 | $4,077 |
| Nationwide | $3,475 | $3,475 |
| Progressive | $4,923 | $4,923 |
| State Farm | $2,569 | $2,745 |
| USAA | $2,245 | $2,296 |
Find Cheap Silver Springs, FL Auto Insurance Rates by Driving Record
Auto insurance rates in Silver Springs, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Silver Springs, FL, take a look at the average cost for various violations versus rates for a clean driving record in Silver Springs.
Annual Silver Springs, Florida Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,881 | $5,816 | $6,453 | $5,405 |
| Geico | $2,170 | $2,762 | $4,093 | $3,367 |
| Liberty Mutual | $2,898 | $3,713 | $5,310 | $3,896 |
| Nationwide | $2,978 | $3,258 | $4,365 | $3,300 |
| Progressive | $3,900 | $5,741 | $4,835 | $5,216 |
| State Farm | $2,434 | $2,880 | $2,657 | $2,657 |
| USAA | $1,779 | $2,195 | $3,242 | $1,865 |
Find Cheap Silver Springs, FL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Silver Springs, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Silver Springs for less when you shop around and compare rates from multiple Silver Springs, FL auto insurance companies.
Annual Auto Insurance Rates After a DUI in Silver Springs, Florida
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,453 |
| Geico | $4,093 |
| Liberty Mutual | $5,310 |
| Nationwide | $4,365 |
| Progressive | $4,835 |
| State Farm | $2,657 |
| USAA | $3,242 |
Winners by Category: Where to Buy Cheap Auto Insurance in Silver Springs, FL
Compare rates from the cheapest auto insurance companies in Silver Springs, FL for your needs. Take a look at how Silver Springs, Florida auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Silver Springs, Florida
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Silver Springs, Florida Auto Insurance Companies
If you’re looking for the cheapest Silver Springs, FL auto insurance companies overall, you can compare them here. Find the best price for Silver Springs, Florida car insurance by company.
Average Annual Auto Insurance Rates by Company in Silver Springs, Florida
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,639 |
| Geico | $3,098 |
| Liberty Mutual | $3,954 |
| Nationwide | $3,475 |
| Progressive | $4,923 |
| State Farm | $2,657 |
| USAA | $2,270 |
What affects Silver Springs, Florida auto insurance rates?
Local factors affect auto insurance rates in Silver Springs, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Silver Springs auto insurance rates.
Commute Times in Silver Springs
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Silver Springs, FL is 24.4 minutes according to City-Data.
Compare Auto Insurance Quotes in Silver Springs, FL
You can buy cheap Silver Springs, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Silver Springs, Florida auto insurance quotes from top companies.
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Frequently Asked Questions
What factors can affect the cost of auto insurance in Silver Springs, FL?
Several factors can influence the cost of auto insurance in Silver Springs, FL. These factors include your driving record, age, gender, marital status, type of vehicle, coverage limits, deductible amount, and even your credit history. Additionally, the area where you live, such as Silver Springs, FL, can also impact insurance rates due to factors like local crime rates, traffic patterns, and the frequency of accidents.
How can I find cheap auto insurance in Silver Springs, FL?
To find cheap auto insurance in Silver Springs, FL, you can consider the following tips:
- Shop around and compare quotes from multiple insurance companies to find the best rate.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for higher deductibles, but ensure you can afford to pay them if needed.
- Take advantage of discounts offered by insurance companies, such as safe driver discounts, good student discounts, or bundling discounts for insuring multiple vehicles or policies.
- Consider installing safety features in your vehicle, such as anti-theft devices or airbags, which may lead to lower premiums.
- Review your coverage needs and adjust them accordingly to avoid overpaying for unnecessary coverage.
Are there any specific auto insurance requirements in Silver Springs, FL?
Yes, Silver Springs, FL follows the auto insurance requirements set by the state of Florida. The minimum required coverage includes:
- $10,000 personal injury protection (PIP)
- $10,000 property damage liability (PDL)
Can I legally drive without auto insurance in Silver Springs, FL?
No, it is illegal to drive without auto insurance in Silver Springs, FL, as it is in most states. Florida requires all drivers to carry at least the minimum required insurance coverage. Failing to maintain proper insurance can result in penalties, fines, license suspension, and potential legal consequences.
How does my credit history affect my auto insurance rates in Silver Springs, FL?
In Silver Springs, FL, and many other states, insurance companies may consider your credit history when determining your auto insurance rates. A higher credit score is generally associated with a lower risk profile, which can result in lower premiums. Maintaining good credit habits, such as paying bills on time and reducing debt, may positively impact your auto insurance rates.
Can my premium increase after filing a claim in Silver Springs, FL?
Filing a claim can potentially lead to an increase in your auto insurance premium in Silver Springs, FL. When you file a claim, the insurance company may consider you a higher risk and adjust your rates accordingly. However, the specific impact on your premium will depend on various factors, including the nature and severity of the claim, your overall claims history, and the insurance company’s policies.
How often should I review my auto insurance policy in Silver Springs, FL?
It is generally recommended to review your auto insurance policy in Silver Springs, FL annually or whenever you experience significant life changes. Life events such as moving, buying a new car, getting married, or changes in your driving habits can impact your insurance needs. Reviewing your policy regularly allows you to ensure you have adequate coverage and explore opportunities to potentially save money.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.