Buy Cheap Safety Harbor, FL Auto Insurance in 2024
Safety Harbor, FL auto insurance rates average $442 a month. Minimum auto insurance requirements in Safety Harbor, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Safety Harbor, FL, compare Safety Harbor auto insurance quotes from top companies.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Safety Harbor is Allstate
- Average auto insurance rates in Safety Harbor, FL for teens drivers are $9,609/year
- The most expensive auto insurance company in Safety Harbor after a DUI is Allstate
Finding affordable Safety Harbor, Florida auto insurance can be challenging, but everything you need to know to buy cheap Safety Harbor, FL auto insurance with confidence is right here. Auto insurance rates in Safety Harbor are affected by local factors as well as personal ones like your driving record.
See how Safety Harbor, FL car insurance rates compare to Jacksonville auto insurance rates, Cape Coral auto insurance rates, and Hialeah auto insurance rates before you read more about the cost of auto insurance in Safety Harbor.
Don’t buy Safety Harbor, FL auto insurance until you’ve compared rates. Get free Safety Harbor, Florida auto insurance quotes when you enter your ZIP code above.
Safety Harbor, FL Minimum Auto Insurance Requirements
The required auto insurance in Safety Harbor, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Safety Harbor, Florida is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Safety Harbor, FL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Safety Harbor, FL. Take a look at Safety Harbor, Florida auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $12,544 | $7,876 | $6,345 |
| Geico | $6,429 | $3,888 | $2,918 |
| Liberty Mutual | $7,745 | $5,649 | $4,553 |
| Nationwide | $6,024 | $4,424 | $4,000 |
| Progressive | $7,920 | $5,637 | $4,682 |
| State Farm | $5,128 | $3,327 | $2,710 |
| USAA | $5,224 | $2,582 | $1,878 |
Buy Cheap Safety Harbor, FL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Safety Harbor, Florida auto insurance rates? Find out how car insurance rates in Safety Harbor, FL are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,504 | $5,254 | $4,813 | $4,880 | $19,178 | $20,902 | $5,397 | $5,446 |
| Geico | $3,487 | $3,502 | $3,265 | $3,265 | $6,232 | $7,808 | $3,841 | $3,892 |
| Liberty Mutual | $4,100 | $4,100 | $3,746 | $3,746 | $8,809 | $13,645 | $4,100 | $5,612 |
| Nationwide | $3,370 | $3,326 | $3,011 | $3,112 | $8,128 | $10,003 | $3,714 | $3,863 |
| Progressive | $4,104 | $3,821 | $3,501 | $3,751 | $11,566 | $12,458 | $4,887 | $4,548 |
| State Farm | $2,296 | $2,296 | $2,089 | $2,089 | $6,881 | $8,820 | $2,563 | $2,740 |
| USAA | $1,851 | $1,815 | $1,747 | $1,722 | $6,467 | $7,447 | $2,303 | $2,474 |
Buy Cheap Safety Harbor, FL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Safety Harbor can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Safety Harbor, FL are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $19,178 | $20,902 |
| Geico | $6,232 | $7,808 |
| Liberty Mutual | $8,809 | $13,645 |
| Nationwide | $8,128 | $10,003 |
| Progressive | $11,566 | $12,458 |
| State Farm | $6,881 | $8,820 |
| USAA | $6,467 | $7,447 |
Buy Cheap Safety Harbor, FL Auto Insurance for Seniors
You can save on senior auto insurance rates in Safety Harbor, Florida by comparing Safety Harbor senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Safety Harbor, FL here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,813 | $4,880 |
| Geico | $3,265 | $3,265 |
| Liberty Mutual | $3,746 | $3,746 |
| Nationwide | $3,011 | $3,112 |
| Progressive | $3,501 | $3,751 |
| State Farm | $2,089 | $2,089 |
| USAA | $1,747 | $1,722 |
Find Cheap Auto Insurance Rates in Safety Harbor, FL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Safety Harbor, Florida auto insurance. Compare Safety Harbor, FL auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,583 | $9,451 | $10,732 |
| Geico | $3,417 | $4,596 | $5,222 |
| Liberty Mutual | $5,424 | $6,093 | $6,429 |
| Nationwide | $3,634 | $5,037 | $5,776 |
| Progressive | $4,812 | $6,257 | $7,169 |
| State Farm | $3,114 | $3,827 | $4,224 |
| USAA | $2,697 | $3,367 | $3,621 |
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Find Cheap Safety Harbor, FL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Safety Harbor. Compare auto insurance rates in Safety Harbor, FL by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $8,665 | $9,178 |
| Geico | $4,390 | $4,433 |
| Liberty Mutual | $5,784 | $6,181 |
| Nationwide | $4,816 | $4,816 |
| Progressive | $6,079 | $6,079 |
| State Farm | $3,592 | $3,852 |
| USAA | $3,191 | $3,265 |
Find Cheap Safety Harbor, FL Auto Insurance Rates by Driving Record
Auto insurance rates in Safety Harbor, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Safety Harbor, FL, take a look at the average cost for various violations versus rates for a clean driving record in Safety Harbor.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,678 | $9,237 | $10,241 | $8,532 |
| Geico | $3,070 | $3,926 | $5,849 | $4,800 |
| Liberty Mutual | $4,229 | $5,579 | $8,236 | $5,885 |
| Nationwide | $4,102 | $4,508 | $6,091 | $4,562 |
| Progressive | $4,813 | $7,084 | $5,991 | $6,430 |
| State Farm | $3,394 | $4,050 | $3,722 | $3,722 |
| USAA | $2,513 | $3,120 | $4,641 | $2,638 |
Find Cheap Safety Harbor, FL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Safety Harbor, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Safety Harbor for less when you shop around and compare rates from multiple Safety Harbor, FL auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $10,241 |
| Geico | $5,849 |
| Liberty Mutual | $8,236 |
| Nationwide | $6,091 |
| Progressive | $5,991 |
| State Farm | $3,722 |
| USAA | $4,641 |
Winners by Category: Where to Buy Cheap Auto Insurance in Safety Harbor, FL
Compare rates from the cheapest auto insurance companies in Safety Harbor, FL for your needs. Take a look at how Safety Harbor, Florida auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Safety Harbor, Florida Auto Insurance Companies
If you’re looking for the cheapest Safety Harbor, FL auto insurance companies overall, you can compare them here. Find the best price for Safety Harbor, Florida car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,922 |
| Geico | $4,411 |
| Liberty Mutual | $5,982 |
| Nationwide | $4,816 |
| Progressive | $6,079 |
| State Farm | $3,722 |
| USAA | $3,228 |
What affects Safety Harbor, Florida auto insurance rates?
Local factors affect auto insurance rates in Safety Harbor, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Safety Harbor auto insurance rates.
Auto Theft in Safety Harbor
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Safety Harbor, FL auto theft show a total of 12 vehicle thefts annually.
Commute Times in Safety Harbor
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Safety Harbor, FL is 25.1 minutes according to City-Data.
Compare Auto Insurance Quotes in Safety Harbor, FL
You can buy cheap Safety Harbor, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Safety Harbor, Florida auto insurance quotes from top companies.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.