Buy Cheap Windsor, CT Auto Insurance in 2024
Windsor, CT auto insurance rates average $394 a month. Minimum auto insurance requirements in Windsor, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Windsor, CT, compare Windsor auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Windsor, CT for teens drivers are $9,854/year
- Average auto insurance rates in Windsor, CT after a DUI are $5,735/year
- The most expensive auto insurance company in Windsor is Liberty Mutual
Finding affordable Windsor, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Windsor, CT auto insurance with confidence is right here. Auto insurance rates in Windsor are affected by local factors as well as personal ones like your driving record.
See how Windsor, CT car insurance rates compare to Bridgeport auto insurance rates, Danbury auto insurance rates, and New Haven auto insurance rates before you read more about the cost of auto insurance in Windsor.
Don’t buy Windsor, CT auto insurance until you’ve compared rates. Get free Windsor, Connecticut auto insurance quotes when you enter your ZIP code above.
Windsor, CT Minimum Auto Insurance Requirements
The required auto insurance in Windsor, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Windsor, Connecticut is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Windsor, CT Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Windsor, CT. Take a look at Windsor, Connecticut auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,364 | $5,572 | $4,420 |
| Geico | $4,550 | $2,744 | $2,089 |
| Liberty Mutual | $9,813 | $6,119 | $4,813 |
| Nationwide | $5,407 | $3,619 | $3,200 |
| Progressive | $5,711 | $5,122 | $4,905 |
| State Farm | $4,521 | $2,888 | $2,321 |
| Travelers | $6,858 | $5,726 | $5,565 |
| USAA | $4,425 | $2,994 | $2,633 |
Buy Cheap Windsor, CT Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Windsor, Connecticut auto insurance rates? Find out how car insurance rates in Windsor, CT are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,648 | $3,605 | $3,363 | $3,601 | $11,123 | $13,134 | $3,811 | $3,996 |
| Geico | $2,313 | $2,319 | $2,146 | $2,163 | $5,372 | $6,325 | $2,227 | $2,154 |
| Liberty Mutual | $3,345 | $3,636 | $2,576 | $3,172 | $16,695 | $18,813 | $3,388 | $3,696 |
| Nationwide | $2,587 | $2,616 | $2,320 | $2,436 | $7,224 | $9,178 | $3,005 | $3,235 |
| Progressive | $2,822 | $2,628 | $2,404 | $2,504 | $11,752 | $13,033 | $3,220 | $3,604 |
| State Farm | $1,969 | $1,969 | $1,812 | $1,812 | $6,031 | $7,596 | $2,217 | $2,542 |
| Travelers | $1,806 | $1,831 | $1,811 | $1,804 | $14,121 | $22,861 | $1,969 | $2,193 |
| USAA | $2,050 | $2,025 | $1,918 | $1,891 | $6,514 | $6,817 | $2,749 | $2,840 |
Buy Cheap Windsor, CT Auto Insurance for Teen Drivers
Auto insurance for teenagers in Windsor can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Windsor, CT are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,123 | $13,134 |
| Geico | $5,372 | $6,325 |
| Liberty Mutual | $16,695 | $18,813 |
| Nationwide | $7,224 | $9,178 |
| Progressive | $11,752 | $13,033 |
| State Farm | $6,031 | $7,596 |
| Travelers | $14,121 | $22,861 |
| USAA | $6,514 | $6,817 |
Buy Cheap Windsor, CT Auto Insurance for Seniors
You can save on senior auto insurance rates in Windsor, Connecticut by comparing Windsor senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Windsor, CT here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,363 | $3,601 |
| Geico | $2,146 | $2,163 |
| Liberty Mutual | $2,576 | $3,172 |
| Nationwide | $2,320 | $2,436 |
| Progressive | $2,404 | $2,504 |
| State Farm | $1,812 | $1,812 |
| Travelers | $1,811 | $1,804 |
| USAA | $1,918 | $1,891 |
Find Cheap Auto Insurance Rates in Windsor, CT by Coverage Level
The amount of coverage you choose is a big factor in the cost of Windsor, Connecticut auto insurance. Compare Windsor, CT auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,442 | $5,776 | $6,138 |
| Geico | $2,851 | $3,080 | $3,451 |
| Liberty Mutual | $6,652 | $6,865 | $7,229 |
| Nationwide | $4,133 | $4,108 | $3,985 |
| Progressive | $4,865 | $5,197 | $5,675 |
| State Farm | $3,035 | $3,250 | $3,446 |
| Travelers | $5,574 | $6,005 | $6,569 |
| USAA | $3,117 | $3,354 | $3,581 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Windsor, CT Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Windsor. Compare auto insurance rates in Windsor, CT by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,785 | $5,785 |
| Geico | $3,079 | $3,175 |
| Liberty Mutual | $6,915 | $6,915 |
| Nationwide | $4,075 | $4,075 |
| Progressive | $5,246 | $5,246 |
| State Farm | $3,162 | $3,325 |
| Travelers | $6,049 | $6,049 |
| USAA | $3,310 | $3,391 |
Find Cheap Windsor, CT Auto Insurance Rates by Driving Record
Auto insurance rates in Windsor, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Windsor, CT, take a look at the average cost for various violations versus rates for a clean driving record in Windsor.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,923 | $6,085 | $7,208 | $4,923 |
| Geico | $1,979 | $2,595 | $5,505 | $2,430 |
| Liberty Mutual | $6,057 | $7,582 | $7,508 | $6,513 |
| Nationwide | $3,311 | $4,331 | $4,967 | $3,692 |
| Progressive | $4,476 | $6,494 | $4,709 | $5,303 |
| State Farm | $3,017 | $3,319 | $3,319 | $3,319 |
| Travelers | $4,871 | $5,275 | $7,683 | $6,369 |
| USAA | $2,585 | $3,252 | $4,981 | $2,585 |
Find Cheap Windsor, CT Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Windsor, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Windsor for less when you shop around and compare rates from multiple Windsor, CT auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,208 |
| Geico | $5,505 |
| Liberty Mutual | $7,508 |
| Nationwide | $4,967 |
| Progressive | $4,709 |
| State Farm | $3,319 |
| Travelers | $7,683 |
| USAA | $4,981 |
Winners by Category: Where to Buy Cheap Auto Insurance in Windsor, CT
Compare rates from the cheapest auto insurance companies in Windsor, CT for your needs. Take a look at how Windsor, Connecticut auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Travelers |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Windsor, Connecticut Auto Insurance Companies
If you’re looking for the cheapest Windsor, CT auto insurance companies overall, you can compare them here. Find the best price for Windsor, Connecticut car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,785 |
| Geico | $3,127 |
| Liberty Mutual | $6,915 |
| Nationwide | $4,075 |
| Progressive | $5,246 |
| State Farm | $3,244 |
| Travelers | $6,049 |
| USAA | $3,350 |
What affects Windsor, Connecticut auto insurance rates?
Local factors affect auto insurance rates in Windsor, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Windsor auto insurance rates.
Commute Times in Windsor
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Windsor, CT is 20.5 minutes according to City-Data.
Compare Auto Insurance Quotes in Windsor, CT
You can buy cheap Windsor, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Windsor, Connecticut auto insurance quotes from top companies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions
Why is it important to have auto insurance in Windsor, CT?
Auto insurance is important in Windsor, CT, as it provides financial protection in case of accidents, damages, or theft. It also helps fulfill the legal requirement of having at least the minimum liability coverage to drive legally in Connecticut.
What types of coverage are available in Windsor, CT auto insurance?
Windsor, CT auto insurance typically offers various types of coverage, including:
- Liability coverage: Covers bodily injury and property damage liability for accidents you cause.
- Collision coverage: Pays for repairs or replacement of your vehicle if it’s damaged in a collision.
- Comprehensive coverage: Provides coverage for non-collision incidents such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who has little or no insurance.
- Medical payments coverage: Covers medical expenses for you and your passengers regardless of who is at fault.
What factors can affect the cost of auto insurance in Windsor, CT?
Several factors can influence the cost of auto insurance in Windsor, CT, including:
- Driving record: A clean driving history typically results in lower premiums.
- Vehicle type: The make, model, and year of your vehicle can impact insurance rates.
- Age and gender: Younger drivers and male drivers often pay higher premiums.
- Coverage limits: Higher coverage limits generally lead to higher premiums.
- Deductible amount: Choosing a higher deductible can lower your premium but increases your out-of-pocket expenses in case of a claim.
How can I find cheap auto insurance in Windsor, CT?
To find affordable auto insurance in Windsor, CT, consider the following tips:
- Shop around: Obtain quotes from multiple insurance providers to compare rates.
- Bundle policies: Combining your auto insurance with other policies, such as homeowners or renters insurance, may lead to discounts.
- Maintain a good driving record: Safe driving habits can help you qualify for lower rates.
- Increase your deductible: Opting for a higher deductible can lower your premium.
- Inquire about discounts: Ask insurance providers about available discounts, such as multi-vehicle discounts, safe driver discounts, or good student discounts.
Are there any specific auto insurance requirements in Windsor, CT?
In Windsor, CT, drivers must meet the state’s minimum liability coverage requirements, which include:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $25,000 for property damage per accident
What should I do if I’m involved in a car accident in Windsor, CT?
If you’re involved in a car accident in Windsor, CT, follow these steps:
- Ensure safety: Check for injuries and call emergency services if necessary.
- Exchange information: Share contact details, insurance information, and driver’s license numbers with the other involved parties.
- Document the accident: Take photos, gather witness statements, and note relevant details about the incident.
- Notify your insurance provider: Inform your insurance company about the accident and provide them with the necessary information.
- Cooperate with the claims process: Work with your insurance provider’s claims adjuster and provide any requested documentation.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.