Buy Cheap Limon, CO Auto Insurance in 2024
Limon, CO auto insurance rates average $331 a month. Minimum auto insurance requirements in Limon, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Limon, CO, compare Limon auto insurance quotes from top companies.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Limon, CO for teens drivers are $7,551/year
- The most expensive auto insurance company in Limon after a DUI is Allstate
- Average auto insurance rates in Limon, CO after a DUI are $4,704/year
Finding affordable Limon, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Limon, CO auto insurance with confidence is right here. Auto insurance rates in Limon are affected by local factors as well as personal ones like your driving record.
See how Limon, CO car insurance rates compare to Denver auto insurance rates, Greeley auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Limon.
Don’t buy Limon, CO auto insurance until you’ve compared rates. Get free Limon, Colorado auto insurance quotes when you enter your ZIP code above.
Limon, CO Minimum Auto Insurance Requirements
The required auto insurance in Limon, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Limon, Colorado is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Limon, CO Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Limon, CO. Take a look at Limon, Colorado auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,697 | $5,159 | $3,898 |
| American Family | $4,441 | $3,137 | $2,627 |
| Farmers | $6,206 | $4,983 | $4,736 |
| Geico | $4,247 | $3,529 | $2,810 |
| Liberty Mutual | $3,761 | $2,301 | $1,832 |
| Nationwide | $4,848 | $3,820 | $3,334 |
| Progressive | $5,320 | $4,492 | $4,093 |
| State Farm | $4,663 | $2,991 | $2,407 |
| USAA | $5,346 | $3,014 | $2,405 |
Buy Cheap Limon, CO Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Limon, Colorado auto insurance rates? Find out how car insurance rates in Limon, CO are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,247 | $3,046 | $2,915 | $2,946 | $11,037 | $11,592 | $3,599 | $3,626 |
| American Family | $2,330 | $2,330 | $2,098 | $2,098 | $5,641 | $7,517 | $2,330 | $2,869 |
| Farmers | $3,201 | $3,176 | $2,915 | $3,152 | $11,536 | $11,529 | $3,474 | $3,485 |
| Geico | $2,268 | $2,459 | $2,339 | $2,615 | $6,938 | $7,374 | $2,086 | $2,149 |
| Liberty Mutual | $1,751 | $1,698 | $1,492 | $1,639 | $5,226 | $5,692 | $1,768 | $1,784 |
| Nationwide | $2,672 | $2,731 | $2,380 | $2,529 | $6,687 | $8,617 | $3,064 | $3,325 |
| Progressive | $2,964 | $2,790 | $2,513 | $2,526 | $9,272 | $10,379 | $3,356 | $3,279 |
| State Farm | $2,205 | $2,205 | $1,939 | $1,939 | $5,790 | $7,435 | $2,447 | $2,870 |
| USAA | $2,437 | $2,461 | $2,298 | $2,340 | $5,826 | $6,723 | $3,151 | $3,474 |
Buy Cheap Limon, CO Auto Insurance for Teen Drivers
Auto insurance for teenagers in Limon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Limon, CO are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,037 | $11,592 |
| American Family | $5,641 | $7,517 |
| Farmers | $11,536 | $11,529 |
| Geico | $6,938 | $7,374 |
| Liberty Mutual | $5,226 | $5,692 |
| Nationwide | $6,687 | $8,617 |
| Progressive | $9,272 | $10,379 |
| State Farm | $5,790 | $7,435 |
| USAA | $5,826 | $6,723 |
Buy Cheap Limon, CO Auto Insurance for Seniors
You can save on senior auto insurance rates in Limon, Colorado by comparing Limon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Limon, CO here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,915 | $2,946 |
| American Family | $2,098 | $2,098 |
| Farmers | $2,915 | $3,152 |
| Geico | $2,339 | $2,615 |
| Liberty Mutual | $1,492 | $1,639 |
| Nationwide | $2,380 | $2,529 |
| Progressive | $2,513 | $2,526 |
| State Farm | $1,939 | $1,939 |
| USAA | $2,298 | $2,340 |
Find Cheap Auto Insurance Rates in Limon, CO by Coverage Level
The amount of coverage you choose is a big factor in the cost of Limon, Colorado auto insurance. Compare Limon, CO auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,972 | $5,234 | $5,548 |
| American Family | $3,255 | $3,472 | $3,479 |
| Farmers | $4,606 | $5,227 | $6,093 |
| Geico | $3,233 | $3,471 | $3,881 |
| Liberty Mutual | $2,477 | $2,620 | $2,797 |
| Nationwide | $4,052 | $4,001 | $3,949 |
| Progressive | $4,346 | $4,645 | $4,914 |
| State Farm | $3,175 | $3,355 | $3,532 |
| USAA | $3,452 | $3,588 | $3,726 |
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Find Cheap Limon, CO Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Limon. Compare auto insurance rates in Limon, CO by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,251 | $5,251 |
| American Family | $3,330 | $3,473 |
| Farmers | $5,309 | $5,309 |
| Geico | $3,447 | $3,610 |
| Liberty Mutual | $2,631 | $2,631 |
| Nationwide | $4,001 | $4,001 |
| Progressive | $4,635 | $4,635 |
| State Farm | $3,271 | $3,437 |
| USAA | $3,485 | $3,692 |
Find Cheap Limon, CO Auto Insurance Rates by Driving Record
Auto insurance rates in Limon, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Limon, CO, take a look at the average cost for various violations versus rates for a clean driving record in Limon.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,494 | $5,156 | $6,277 | $5,077 |
| American Family | $2,516 | $3,581 | $4,659 | $2,851 |
| Farmers | $4,498 | $5,759 | $5,681 | $5,296 |
| Geico | $2,515 | $3,870 | $4,413 | $3,317 |
| Liberty Mutual | $2,307 | $2,699 | $2,799 | $2,721 |
| Nationwide | $3,053 | $4,207 | $5,371 | $3,372 |
| Progressive | $4,032 | $5,516 | $4,260 | $4,732 |
| State Farm | $3,128 | $3,580 | $3,354 | $3,354 |
| USAA | $2,644 | $3,195 | $5,527 | $2,989 |
Find Cheap Limon, CO Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Limon, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Limon for less when you shop around and compare rates from multiple Limon, CO auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,277 |
| American Family | $4,659 |
| Farmers | $5,681 |
| Geico | $4,413 |
| Liberty Mutual | $2,799 |
| Nationwide | $5,371 |
| Progressive | $4,260 |
| State Farm | $3,354 |
| USAA | $5,527 |
Winners by Category: Where to Buy Cheap Auto Insurance in Limon, CO
Compare rates from the cheapest auto insurance companies in Limon, CO for your needs. Take a look at how Limon, Colorado auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
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Find Cheap Limon, Colorado Auto Insurance Companies
If you’re looking for the cheapest Limon, CO auto insurance companies overall, you can compare them here. Find the best price for Limon, Colorado car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,251 |
| American Family | $3,402 |
| Farmers | $5,309 |
| Geico | $3,528 |
| Liberty Mutual | $2,631 |
| Nationwide | $4,001 |
| Progressive | $4,635 |
| State Farm | $3,354 |
| USAA | $3,589 |
What affects Limon, Colorado auto insurance rates?
Local factors affect auto insurance rates in Limon, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Limon auto insurance rates.
Commute Times in Limon
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Limon, CO is 11.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Limon, CO
You can buy cheap Limon, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Limon, Colorado auto insurance quotes from top companies.
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Frequently Asked Questions
Is it possible to find cheap auto insurance in Limon, CO?
Yes, it is possible to find affordable auto insurance in Limon, CO. Insurance rates can vary depending on several factors such as your driving record, the type of vehicle you own, your age, and the coverage options you choose. By comparing quotes from different insurance providers and taking advantage of available discounts, you can find a policy that fits your budget.
What factors can affect the cost of auto insurance in Limon, CO?
Several factors can impact the cost of auto insurance in Limon, CO. These include your driving history, the type of vehicle you drive, your age and gender, your credit score, your annual mileage, the coverage options you select, and the deductible amount you choose. Additionally, factors like the crime rate and traffic congestion in your area may also play a role in determining your insurance premiums.
What are some tips for getting cheaper auto insurance in Limon, CO?
- Compare quotes from multiple insurance providers to find the best rates.
- Maintain a clean driving record and avoid traffic violations.
- Consider raising your deductible, but ensure you can afford it in case of a claim.
- Ask about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for safety features on your vehicle.
- Keep your credit score in good shape, as it can affect your insurance premiums.
- Drive a vehicle with a lower cost of ownership and lower risk profile.
- Bundle your auto insurance with other insurance policies, such as home or renters insurance, to potentially save on premiums.
Are there any specific auto insurance requirements in Limon, CO?
Yes, as per Colorado state law, all drivers in Limon, CO must carry auto insurance coverage that meets the minimum liability requirements. This typically includes at least $25,000 per person and $50,000 per accident for bodily injury liability, as well as $15,000 for property damage liability. It’s important to note that these are the minimum requirements, and it’s generally recommended to consider higher coverage limits for better protection.
Can I get discounts on auto insurance in Limon, CO?
Yes, many insurance providers offer various discounts that can help you save on your auto insurance premiums in Limon, CO. These discounts may include safe driver discounts, multi-policy discounts (when you combine multiple policies with the same insurer), discounts for completing defensive driving courses, discounts for good grades (for student drivers), and discounts for vehicles with safety features like anti-lock brakes or anti-theft devices. Be sure to inquire about available discounts when shopping for auto insurance.
How can I find the best auto insurance policy in Limon, CO?
To find the best auto insurance policy in Limon, CO, consider following these steps:
- Research and compare quotes from multiple insurance providers to find competitive rates.
- Assess the coverage options and limits offered by each insurer to ensure they meet your needs.
- Look for an insurance company with a good reputation for customer service and prompt claims handling.
- Check online reviews and ratings of the insurance companies you’re considering.
- Evaluate any additional benefits or features offered by the insurers, such as roadside assistance or accident forgiveness.
- Consider seeking recommendations from friends, family, or local insurance agents who can provide insights and guidance.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.