Buy Cheap Big Bear City, CA Auto Insurance in 2024
Big Bear City, CA auto insurance rates average $309 a month. Minimum auto insurance requirements in Big Bear City, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Big Bear City, CA, compare Big Bear City auto insurance quotes from top companies.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Big Bear City, CA are $309/month
- The most expensive auto insurance company in Big Bear City is Farmers
- The most expensive auto insurance company in Big Bear City after a DUI is State Farm
Finding affordable Big Bear City, California auto insurance can be challenging, but everything you need to know to buy cheap Big Bear City, CA auto insurance with confidence is right here. Auto insurance rates in Big Bear City are affected by local factors as well as personal ones like your driving record.
See how Big Bear City, CA car insurance rates compare to San Diego auto insurance rates, San Jose auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Big Bear City.
Don’t buy Big Bear City, CA auto insurance until you’ve compared rates. Get free Big Bear City, California auto insurance quotes when you enter your ZIP code above.
Big Bear City, CA Minimum Auto Insurance Requirements
The required auto insurance in Big Bear City, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Big Bear City, California is outlined here.
Minimum Required Auto Insurance Coverage in Big Bear City, California
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap Big Bear City, CA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Big Bear City, California auto insurance rates? Find out how car insurance rates in Big Bear City, CA are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Big Bear City, California
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,864 | $2,870 | $2,078 | $2,106 | $7,898 | $9,941 | $3,686 | $4,072 |
| Farmers | $2,944 | $2,944 | $2,658 | $2,658 | $9,404 | $15,406 | $3,490 | $3,889 |
| Geico | $1,754 | $1,755 | $1,649 | $1,649 | $5,331 | $5,424 | $2,519 | $2,576 |
| Liberty Mutual | $2,241 | $2,120 | $2,084 | $2,016 | $4,859 | $5,178 | $2,524 | $2,551 |
| Nationwide | $3,249 | $3,098 | $2,855 | $2,687 | $8,317 | $9,180 | $3,876 | $3,821 |
| Progressive | $1,660 | $1,709 | $1,417 | $1,680 | $4,453 | $5,362 | $2,393 | $2,574 |
| State Farm | $3,639 | $3,639 | $3,253 | $3,253 | $6,705 | $8,307 | $4,031 | $4,158 |
| Travelers | $2,552 | $2,472 | $2,255 | $2,230 | $5,278 | $6,059 | $3,333 | $3,255 |
| USAA | $1,729 | $1,639 | $1,687 | $1,695 | $3,920 | $3,954 | $2,400 | $2,269 |
Buy Cheap Big Bear City, CA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Big Bear City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Big Bear City, CA are listed here.
Annual Auto Insurance Rates for Teen Drivers in Big Bear City, California
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,898 | $9,941 |
| Farmers | $9,404 | $15,406 |
| Geico | $5,331 | $5,424 |
| Liberty Mutual | $4,859 | $5,178 |
| Nationwide | $8,317 | $9,180 |
| Progressive | $4,453 | $5,362 |
| State Farm | $6,705 | $8,307 |
| Travelers | $5,278 | $6,059 |
| USAA | $3,920 | $3,954 |
Buy Cheap Big Bear City, CA Auto Insurance for Seniors
You can save on senior auto insurance rates in Big Bear City, California by comparing Big Bear City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Big Bear City, CA here.
Annual Auto Insurance Rates for Senior Drivers in Big Bear City, California
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,078 | $2,106 |
| Farmers | $2,658 | $2,658 |
| Geico | $1,649 | $1,649 |
| Liberty Mutual | $2,084 | $2,016 |
| Nationwide | $2,855 | $2,687 |
| Progressive | $1,417 | $1,680 |
| State Farm | $3,253 | $3,253 |
| Travelers | $2,255 | $2,230 |
| USAA | $1,687 | $1,695 |
Find Cheap Auto Insurance Rates in Big Bear City, CA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Big Bear City, California auto insurance. Compare Big Bear City, CA auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Big Bear City, California
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,206 | $4,477 | $4,635 |
| Farmers | $5,051 | $5,466 | $5,755 |
| Geico | $2,544 | $2,864 | $3,088 |
| Liberty Mutual | $2,746 | $2,970 | $3,124 |
| Nationwide | $4,146 | $4,719 | $5,041 |
| Progressive | $2,374 | $2,739 | $2,856 |
| State Farm | $4,187 | $4,698 | $4,983 |
| Travelers | $3,003 | $3,516 | $3,769 |
| USAA | $2,208 | $2,454 | $2,573 |
Find Cheap Big Bear City, CA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Big Bear City. Compare auto insurance rates in Big Bear City, CA by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Big Bear City, California
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,003 | $4,875 |
| Farmers | $4,921 | $5,927 |
| Geico | $2,573 | $3,092 |
| Liberty Mutual | $2,703 | $3,190 |
| Nationwide | $4,091 | $5,180 |
| Progressive | $2,410 | $2,902 |
| State Farm | $4,456 | $4,790 |
| Travelers | $3,084 | $3,775 |
| USAA | $2,225 | $2,599 |
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Find Cheap Big Bear City, CA Auto Insurance Rates by Driving Record
Auto insurance rates in Big Bear City, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Big Bear City, CA, take a look at the average cost for various violations versus rates for a clean driving record in Big Bear City.
Annual Big Bear City, California Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,668 | $4,510 | $7,074 | $3,505 |
| Farmers | $4,010 | $5,461 | $6,803 | $5,423 |
| Geico | $1,980 | $3,058 | $3,835 | $2,456 |
| Liberty Mutual | $2,557 | $3,426 | $3,093 | $2,710 |
| Nationwide | $3,235 | $4,148 | $7,012 | $4,148 |
| Progressive | $1,739 | $2,957 | $3,425 | $2,504 |
| State Farm | $3,299 | $3,935 | $7,430 | $3,829 |
| Travelers | $2,281 | $3,734 | $4,338 | $3,365 |
| USAA | $1,605 | $2,386 | $3,899 | $1,757 |
Find Cheap Big Bear City, CA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Big Bear City, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Big Bear City for less when you shop around and compare rates from multiple Big Bear City, CA auto insurance companies.
Annual Auto Insurance Rates After a DUI in Big Bear City, California
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,074 |
| Farmers | $6,803 |
| Geico | $3,835 |
| Liberty Mutual | $3,093 |
| Nationwide | $7,012 |
| Progressive | $3,425 |
| State Farm | $7,430 |
| Travelers | $4,338 |
| USAA | $3,899 |
Winners by Category: Where to Buy Cheap Auto Insurance in Big Bear City, CA
Compare rates from the cheapest auto insurance companies in Big Bear City, CA for your needs. Take a look at how Big Bear City, California auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Big Bear City, California
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Find Cheap Big Bear City, California Auto Insurance Companies
If you’re looking for the cheapest Big Bear City, CA auto insurance companies overall, you can compare them here. Find the best price for Big Bear City, California car insurance by company.
Average Annual Auto Insurance Rates by Company in Big Bear City, California
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,439 |
| Farmers | $5,424 |
| Geico | $2,832 |
| Liberty Mutual | $2,947 |
| Nationwide | $4,635 |
| Progressive | $2,656 |
| State Farm | $4,623 |
| Travelers | $3,429 |
| USAA | $2,412 |
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What affects Big Bear City, California auto insurance rates?
Local factors affect auto insurance rates in Big Bear City, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Big Bear City auto insurance rates.
Commute Times in Big Bear City
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Big Bear City, CA is 28.4 minutes according to City-Data.
Compare Auto Insurance Quotes in Big Bear City, CA
You can buy cheap Big Bear City, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Big Bear City, California auto insurance quotes from top companies.
Frequently Asked Questions
How can I find cheap auto insurance in Big Bear City, CA?
To find cheap auto insurance in Big Bear City, CA, you can consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid traffic violations.
- Opt for higher deductibles, which can lower your premiums.
- Bundle your auto insurance with other policies, such as home insurance, to qualify for discounts.
- Consider installing safety features in your vehicle to potentially lower your insurance costs.
What factors affect auto insurance rates in Big Bear City, CA?
Several factors can influence your auto insurance rates in Big Bear City, CA, including:
- Your driving record: A history of accidents or traffic violations may increase your rates.
- Type of vehicle: The make, model, and year of your vehicle can impact your premiums.
- Coverage and deductibles: The type and level of coverage you choose, as well as your deductible amount, can affect the cost.
- Age and gender: Younger drivers and male drivers often have higher insurance rates.
- Location: Big Bear City, CA, may have unique factors that affect insurance rates, such as local crime rates and weather patterns.
Are there any discounts available for auto insurance in Big Bear City, CA?
Yes, insurance providers often offer various discounts that can help you save on auto insurance in Big Bear City, CA. Some common discounts include:
- Good driver discount: Offered to drivers with a clean driving record.
- Multi-policy discount: Available when you bundle multiple insurance policies with the same provider.
- Good student discount: Offered to students who maintain good grades.
- Safety feature discount: Applies if your vehicle is equipped with safety features like anti-lock brakes or airbags.
- Low mileage discount: Offered if you drive fewer miles than the average driver.
What are the pros of buying cheap auto insurance in Big Bear City, CA?
The pros of buying cheap auto insurance in Big Bear City, CA may include:
- Cost savings: Cheap insurance can help you save money on your monthly premiums.
- Legal compliance: Having insurance is a legal requirement in California, so affordable coverage ensures you meet the necessary regulations.
- Peace of mind: Knowing you have coverage can provide financial protection in the event of an accident or other covered incidents.
What are the cons of buying cheap auto insurance in Big Bear City, CA?
While cheap auto insurance can be appealing, it’s important to consider the potential cons, which may include:
- Limited coverage: Cheap insurance plans may provide less coverage, leaving you financially vulnerable in certain situations.
- Higher deductibles: Lower premiums often come with higher deductibles, meaning you’ll have to pay more out of pocket in the event of a claim.
- Limited customer service: Some low-cost insurance providers may offer limited customer support or slower claims processing.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.