Buy Cheap Acton, CA Auto Insurance in 2024
Acton, CA auto insurance rates average $328 a month. Minimum auto insurance requirements in Acton, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Acton, CA, compare Acton auto insurance quotes from top companies.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Acton, CA for teens drivers are $6,636/year
- The most expensive auto insurance company in Acton is Farmers
- Average auto insurance rates in Acton, CA after a DUI are $5,543/year
Finding affordable Acton, California auto insurance can be challenging, but everything you need to know to buy cheap Acton, CA auto insurance with confidence is right here. Auto insurance rates in Acton are affected by local factors as well as personal ones like your driving record.
See how Acton, CA car insurance rates compare to Long Beach auto insurance rates, Fresno auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Acton.
Don’t buy Acton, CA auto insurance until you’ve compared rates. Get free Acton, California auto insurance quotes when you enter your ZIP code above.
Acton, CA Minimum Auto Insurance Requirements
The required auto insurance in Acton, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Acton, California is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap Acton, CA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Acton, California auto insurance rates? Find out how car insurance rates in Acton, CA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,248 | $3,236 | $2,361 | $2,373 | $9,076 | $11,381 | $4,124 | $4,487 |
| Farmers | $3,251 | $3,251 | $2,954 | $2,954 | $10,389 | $16,893 | $3,856 | $4,300 |
| Geico | $1,830 | $1,830 | $1,721 | $1,721 | $5,564 | $5,660 | $2,628 | $2,687 |
| Liberty Mutual | $2,258 | $2,125 | $2,111 | $2,039 | $4,858 | $5,218 | $2,529 | $2,570 |
| Nationwide | $3,142 | $2,997 | $2,770 | $2,608 | $7,991 | $8,839 | $3,740 | $3,684 |
| Progressive | $1,695 | $1,746 | $1,451 | $1,720 | $4,554 | $5,492 | $2,456 | $2,643 |
| State Farm | $3,981 | $3,981 | $3,562 | $3,562 | $7,381 | $9,168 | $4,408 | $4,544 |
| Travelers | $2,634 | $2,544 | $2,328 | $2,304 | $5,527 | $6,266 | $3,433 | $3,348 |
| USAA | $1,920 | $1,818 | $1,875 | $1,881 | $4,384 | $4,392 | $2,645 | $2,499 |
Buy Cheap Acton, CA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Acton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Acton, CA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,076 | $11,381 |
| Farmers | $10,389 | $16,893 |
| Geico | $5,564 | $5,660 |
| Liberty Mutual | $4,858 | $5,218 |
| Nationwide | $7,991 | $8,839 |
| Progressive | $4,554 | $5,492 |
| State Farm | $7,381 | $9,168 |
| Travelers | $5,527 | $6,266 |
| USAA | $4,384 | $4,392 |
Buy Cheap Acton, CA Auto Insurance for Seniors
You can save on senior auto insurance rates in Acton, California by comparing Acton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Acton, CA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,361 | $2,373 |
| Farmers | $2,954 | $2,954 |
| Geico | $1,721 | $1,721 |
| Liberty Mutual | $2,111 | $2,039 |
| Nationwide | $2,770 | $2,608 |
| Progressive | $1,451 | $1,720 |
| State Farm | $3,562 | $3,562 |
| Travelers | $2,328 | $2,304 |
| USAA | $1,875 | $1,881 |
Find Cheap Auto Insurance Rates in Acton, CA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Acton, California auto insurance. Compare Acton, CA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,720 | $5,085 | $5,302 |
| Farmers | $5,522 | $6,035 | $6,386 |
| Geico | $2,658 | $2,990 | $3,217 |
| Liberty Mutual | $2,735 | $2,990 | $3,165 |
| Nationwide | $3,959 | $4,553 | $4,902 |
| Progressive | $2,425 | $2,800 | $2,933 |
| State Farm | $4,523 | $5,167 | $5,530 |
| Travelers | $3,041 | $3,647 | $3,956 |
| USAA | $2,408 | $2,732 | $2,890 |
Find Cheap Acton, CA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Acton. Compare auto insurance rates in Acton, CA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,534 | $5,538 |
| Farmers | $5,424 | $6,538 |
| Geico | $2,684 | $3,226 |
| Liberty Mutual | $2,719 | $3,208 |
| Nationwide | $3,949 | $4,994 |
| Progressive | $2,471 | $2,968 |
| State Farm | $4,887 | $5,259 |
| Travelers | $3,193 | $3,903 |
| USAA | $2,465 | $2,888 |
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Find Cheap Acton, CA Auto Insurance Rates by Driving Record
Auto insurance rates in Acton, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Acton, CA, take a look at the average cost for various violations versus rates for a clean driving record in Acton.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,032 | $5,095 | $8,040 | $3,976 |
| Farmers | $4,431 | $6,026 | $7,489 | $5,979 |
| Geico | $2,066 | $3,190 | $4,001 | $2,563 |
| Liberty Mutual | $2,572 | $3,444 | $3,112 | $2,726 |
| Nationwide | $3,119 | $4,003 | $6,761 | $4,003 |
| Progressive | $1,776 | $3,025 | $3,521 | $2,557 |
| State Farm | $3,624 | $4,320 | $8,147 | $4,204 |
| Travelers | $2,344 | $3,884 | $4,477 | $3,487 |
| USAA | $1,778 | $2,645 | $4,336 | $1,948 |
Find Cheap Acton, CA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Acton, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Acton for less when you shop around and compare rates from multiple Acton, CA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $8,040 |
| Farmers | $7,489 |
| Geico | $4,001 |
| Liberty Mutual | $3,112 |
| Nationwide | $6,761 |
| Progressive | $3,521 |
| State Farm | $8,147 |
| Travelers | $4,477 |
| USAA | $4,336 |
Winners by Category: Where to Buy Cheap Auto Insurance in Acton, CA
Compare rates from the cheapest auto insurance companies in Acton, CA for your needs. Take a look at how Acton, California auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Find Cheap Acton, California Auto Insurance Companies
If you’re looking for the cheapest Acton, CA auto insurance companies overall, you can compare them here. Find the best price for Acton, California car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,036 |
| Farmers | $5,981 |
| Geico | $2,955 |
| Liberty Mutual | $2,964 |
| Nationwide | $4,471 |
| Progressive | $2,720 |
| State Farm | $5,073 |
| Travelers | $3,548 |
| USAA | $2,677 |
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What affects Acton, California auto insurance rates?
Local factors affect auto insurance rates in Acton, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Acton auto insurance rates.
Commute Times in Acton
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Acton, CA is 54.2 minutes according to City-Data.
Compare Auto Insurance Quotes in Acton, CA
You can buy cheap Acton, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Acton, California auto insurance quotes from top companies.
Frequently Asked Questions
How can I buy cheap auto insurance in Acton, CA?
To find and purchase cheap auto insurance in Acton, CA, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options. You can contact insurance companies directly or use online comparison tools.
- Evaluate coverage needs: Assess your specific coverage requirements, such as liability limits, collision coverage, comprehensive coverage, and any additional optional coverages you may need.
- Look for discounts: Inquire about available discounts, such as safe driver discounts, multi-vehicle discounts, bundled insurance discounts, or discounts for certain safety features installed in your vehicle.
- Maintain a good driving record: A clean driving record can often lead to lower insurance premiums. Avoid traffic violations and accidents to keep your rates affordable.
- Opt for a higher deductible: Choosing a higher deductible can lower your premium, but make sure you can afford the deductible amount in case of a claim.
- Consider usage-based insurance: Some insurance companies offer usage-based insurance programs where your premium is based on your driving habits. If you have good driving habits, this could result in lower rates.
Are there any specific auto insurance companies known for offering cheap rates in Acton, CA?
The availability of cheap auto insurance can vary based on individual circumstances. However, some insurance companies in Acton, CA that are often known for competitive rates include:
- Geico
- State Farm
- Progressive
- Allstate
- Farmers Insurance
Should I only consider the cost when buying auto insurance in Acton, CA?
While cost is an important factor, it’s also crucial to consider other aspects when buying auto insurance in Acton, CA. These include the reputation of the insurance company, customer service, claims handling, the company’s financial stability, and the coverage options they provide. Finding a balance between affordability and quality coverage is key to ensure you are adequately protected in case of an accident or other incidents.
Can I switch my auto insurance provider to get a cheaper rate in Acton, CA?
Yes, you can switch your auto insurance provider to obtain a cheaper rate in Acton, CA. Before making the switch, review your existing policy, understand any cancellation fees or refund policies, and ensure there are no coverage gaps when transitioning between companies. Obtain quotes from multiple insurance providers, compare coverages, and consider any potential discounts or benefits offered for switching to a new company.
Are there any state-specific requirements or laws to consider when buying auto insurance in Acton, CA?
Yes, when buying auto insurance in Acton, CA, it’s important to comply with the state’s specific requirements. California law requires drivers to have minimum liability coverage, which includes $15,000 for injury or death to one person, $30,000 for injury or death to multiple people, and $5,000 for property damage. However, it’s often recommended to consider higher coverage limits to provide better financial protection. Make sure to familiarize yourself with California’s insurance laws and consult with an insurance professional if you have any specific questions or concerns.
Can I lower my insurance rates by bundling policies?
Yes, bundling policies with the same insurance provider can often lead to discounts and lower rates. Consider combining your auto insurance with other policies like home insurance, renters insurance, or umbrella insurance to potentially qualify for a multi-policy discount.
Are there any specific discounts available for cheap auto insurance in Acton, CA?
Yes, insurance companies in Acton, CA offer various discounts that can help reduce your auto insurance premiums. Some common discounts include:
- Good driver discount: Reward for maintaining a clean driving record without accidents or violations.
- Good student discount: Available for students who maintain a certain GPA or are on the honor roll.
- Multi-vehicle discount: Discount for insuring multiple vehicles with the same insurance company.
- Low-mileage discount: If you drive fewer miles than the average, you may qualify for a lower premium.
- Safety feature discounts: Installing safety features like anti-lock brakes, airbags, or anti-theft devices can often lead to discounts.
Should I consider purchasing additional coverage options beyond the minimum requirements?
While California requires minimum liability coverage, it’s often recommended to consider additional coverage options to protect yourself financially. Comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and medical payments coverage are some examples of additional coverage that can provide extra protection in various situations. Evaluate your individual needs and consult with an insurance professional to determine the appropriate coverage levels for your situation.
Compare Quotes From Top Companies and Save
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.