Buy Cheap Springerville, AZ Auto Insurance in 2024
Springerville, AZ auto insurance rates average $275 a month. Minimum auto insurance requirements in Springerville, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Springerville, AZ, compare Springerville auto insurance quotes from top companies.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Springerville, AZ are $275/month
- The most expensive auto insurance company in Springerville is State Farm
- Average auto insurance rates in Springerville, AZ after a DUI are $3,887/year
Finding affordable Springerville, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Springerville, AZ auto insurance with confidence is right here. Auto insurance rates in Springerville are affected by local factors as well as personal ones like your driving record.
See how Springerville, AZ car insurance rates compare to Gilbert auto insurance rates, Chandler auto insurance rates, and Glendale auto insurance rates before you read more about the cost of auto insurance in Springerville.
Don’t buy Springerville, AZ auto insurance until you’ve compared rates. Get free Springerville, Arizona auto insurance quotes when you enter your ZIP code above.
Springerville, AZ Minimum Auto Insurance Requirements
The required auto insurance in Springerville, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Springerville, Arizona is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Springerville, AZ Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Springerville, AZ. Take a look at Springerville, Arizona auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,654 | $3,307 | $2,942 |
| American Family | $4,898 | $3,643 | $3,137 |
| Farmers | $4,413 | $3,689 | $3,510 |
| Geico | $2,651 | $1,745 | $1,407 |
| Nationwide | $3,896 | $3,103 | $2,719 |
| Progressive | $3,759 | $3,267 | $3,046 |
| State Farm | $7,327 | $2,833 | $1,773 |
| Travelers | $3,110 | $2,532 | $1,995 |
| USAA | $4,212 | $2,943 | $2,449 |
Buy Cheap Springerville, AZ Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Springerville, Arizona auto insurance rates? Find out how car insurance rates in Springerville, AZ are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,584 | $2,584 | $2,511 | $2,511 | $5,593 | $7,256 | $2,892 | $3,145 |
| American Family | $2,588 | $2,588 | $2,375 | $2,375 | $6,773 | $8,807 | $2,588 | $3,046 |
| Farmers | $2,086 | $2,093 | $1,854 | $1,969 | $8,894 | $9,258 | $2,359 | $2,451 |
| Geico | $1,336 | $1,483 | $1,116 | $1,404 | $3,741 | $3,955 | $1,223 | $1,216 |
| Nationwide | $2,190 | $2,235 | $1,958 | $2,076 | $5,350 | $6,858 | $2,522 | $2,727 |
| Progressive | $1,879 | $1,657 | $1,680 | $1,598 | $7,539 | $8,435 | $2,031 | $2,039 |
| State Farm | $2,439 | $2,439 | $2,131 | $2,131 | $7,416 | $9,306 | $2,627 | $3,333 |
| Travelers | $1,667 | $1,753 | $1,517 | $1,612 | $4,564 | $5,620 | $1,771 | $1,862 |
| USAA | $1,723 | $1,724 | $1,611 | $1,624 | $6,613 | $7,602 | $2,274 | $2,440 |
Buy Cheap Springerville, AZ Auto Insurance for Teen Drivers
Auto insurance for teenagers in Springerville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Springerville, AZ are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,593 | $7,256 |
| American Family | $6,773 | $8,807 |
| Farmers | $8,894 | $9,258 |
| Geico | $3,741 | $3,955 |
| Nationwide | $5,350 | $6,858 |
| Progressive | $7,539 | $8,435 |
| State Farm | $7,416 | $9,306 |
| Travelers | $4,564 | $5,620 |
| USAA | $6,613 | $7,602 |
Buy Cheap Springerville, AZ Auto Insurance for Seniors
You can save on senior auto insurance rates in Springerville, Arizona by comparing Springerville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Springerville, AZ here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,511 | $2,511 |
| American Family | $2,375 | $2,375 |
| Farmers | $1,854 | $1,969 |
| Geico | $1,116 | $1,404 |
| Nationwide | $1,958 | $2,076 |
| Progressive | $1,680 | $1,598 |
| State Farm | $2,131 | $2,131 |
| Travelers | $1,517 | $1,612 |
| USAA | $1,611 | $1,624 |
Find Cheap Auto Insurance Rates in Springerville, AZ by Coverage Level
The amount of coverage you choose is a big factor in the cost of Springerville, Arizona auto insurance. Compare Springerville, AZ auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,403 | $3,653 | $3,847 |
| American Family | $3,753 | $4,017 | $3,907 |
| Farmers | $3,282 | $3,910 | $4,420 |
| Geico | $1,654 | $1,958 | $2,191 |
| Nationwide | $3,145 | $3,265 | $3,309 |
| Progressive | $3,029 | $3,406 | $3,636 |
| State Farm | $3,641 | $4,039 | $4,254 |
| Travelers | $2,334 | $2,577 | $2,727 |
| USAA | $2,957 | $3,244 | $3,402 |
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Find Cheap Springerville, AZ Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Springerville. Compare auto insurance rates in Springerville, AZ by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,635 | $3,635 |
| American Family | $3,854 | $3,931 |
| Farmers | $3,871 | $3,871 |
| Geico | $1,900 | $1,968 |
| Nationwide | $3,240 | $3,240 |
| Progressive | $3,357 | $3,357 |
| State Farm | $3,881 | $4,074 |
| Travelers | $2,546 | $2,546 |
| USAA | $3,167 | $3,235 |
Find Cheap Springerville, AZ Auto Insurance Rates by Driving Record
Auto insurance rates in Springerville, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Springerville, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Springerville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,920 | $3,682 | $4,169 | $3,767 |
| American Family | $2,749 | $4,312 | $5,313 | $3,196 |
| Farmers | $3,275 | $4,214 | $4,113 | $3,880 |
| Geico | $1,514 | $2,030 | $2,678 | $1,514 |
| Nationwide | $2,742 | $2,881 | $4,268 | $3,068 |
| Progressive | $2,965 | $3,885 | $3,133 | $3,446 |
| State Farm | $3,628 | $4,328 | $3,978 | $3,978 |
| Travelers | $2,043 | $2,656 | $2,931 | $2,553 |
| USAA | $2,325 | $3,342 | $4,400 | $2,738 |
Find Cheap Springerville, AZ Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Springerville, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Springerville for less when you shop around and compare rates from multiple Springerville, AZ auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,169 |
| American Family | $5,313 |
| Farmers | $4,113 |
| Geico | $2,678 |
| Nationwide | $4,268 |
| Progressive | $3,133 |
| State Farm | $3,978 |
| Travelers | $2,931 |
| USAA | $4,400 |
Winners by Category: Where to Buy Cheap Auto Insurance in Springerville, AZ
Compare rates from the cheapest auto insurance companies in Springerville, AZ for your needs. Take a look at how Springerville, Arizona auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Find Cheap Springerville, Arizona Auto Insurance Companies
If you’re looking for the cheapest Springerville, AZ auto insurance companies overall, you can compare them here. Find the best price for Springerville, Arizona car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,635 |
| American Family | $3,893 |
| Farmers | $3,871 |
| Geico | $1,934 |
| Nationwide | $3,240 |
| Progressive | $3,357 |
| State Farm | $3,978 |
| Travelers | $2,546 |
| USAA | $3,201 |
What affects Springerville, Arizona auto insurance rates?
Local factors affect auto insurance rates in Springerville, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Springerville auto insurance rates.
Auto Theft in Springerville
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Springerville, AZ auto theft show a total of 2 vehicle thefts annually.
Commute Times in Springerville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Springerville, AZ is 14.1 minutes according to City-Data.
Compare Auto Insurance Quotes in Springerville, AZ
You can buy cheap Springerville, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Springerville, Arizona auto insurance quotes from top companies.
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Frequently Asked Questions
Are there any specific auto insurance requirements in Springerville, AZ?
Yes, Springerville, AZ, like other places, has specific auto insurance requirements. In Arizona, drivers are required to have liability insurance, which covers the costs of injuries or property damage to others if you cause an accident. The minimum liability insurance limits in Arizona are $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage per accident.
What factors can affect the cost of auto insurance in Springerville, AZ?
Several factors can influence the cost of auto insurance in Springerville, AZ, including:
- Your driving record: Drivers with a history of accidents or traffic violations often pay higher premiums.
- Vehicle make and model: Some cars are more expensive to insure due to factors such as repair costs, theft rates, or safety ratings.
- Age and gender: Younger drivers, especially teenagers, generally face higher insurance rates. In some cases, males may also have higher premiums.
- Coverage and deductibles: The level of coverage you choose and the deductibles you select can affect your insurance premium.
- Location: Your ZIP code can impact rates due to factors like crime rates, population density, and traffic patterns.
How can I find cheap auto insurance in Springerville, AZ?
To find cheap auto insurance in Springerville, AZ, you can follow these steps:
- Compare quotes from multiple insurance providers: Obtain quotes from different insurers to compare prices and coverage options.
- Opt for higher deductibles: Increasing your deductible can lower your premium, but make sure you can afford to pay the deductible amount if needed.
- Maintain a good driving record: A clean driving record with no accidents or traffic violations often results in lower insurance rates.
- Inquire about available discounts: Ask insurance companies about any discounts they offer, such as for safe driving, good grades (for student drivers), or vehicle safety features.
- Consider bundling policies: If you have other insurance needs, bundling your auto insurance with other policies, like home or renters insurance, may lead to discounts.
Can I get auto insurance if I have a bad driving record or past accidents?
Yes, even if you have a bad driving record or past accidents, you can still obtain auto insurance coverage in Springerville, AZ. However, insurance companies may consider you a higher risk and charge you higher premiums. It’s essential to compare quotes from different insurers to find the best coverage options available to you.
How can I lower my auto insurance premiums in Springerville, AZ?
To lower your auto insurance premiums in Springerville, AZ, you can consider the following:
- Maintain a good driving record: Avoid accidents and traffic violations.
- Take advantage of discounts: Inquire with your insurance provider about available discounts, such as for safe driving, multiple policies, or vehicle safety features.
- Review your coverage and deductibles: Assess your coverage needs and adjust them accordingly.
- Bundle your policies: Consider bundling your auto insurance with other policies, like home or renters insurance, for potential discounts.
- Improve your credit score: In some cases, insurers use credit information to determine premiums, so maintaining a good credit score can be beneficial.
How often should I review my auto insurance policy in Springerville, AZ?
It’s generally recommended to review your auto insurance policy in Springerville, AZ annually or whenever there are significant changes in your circumstances. This includes events such as moving to a new address, adding or removing drivers from your policy, purchasing a new vehicle, or experiencing changes in your driving habits. Reviewing your policy allows you to ensure that your coverage still meets your needs and explore opportunities to save on premiums by comparing quotes from different insurers.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.