Buy Cheap Kingman, AZ Auto Insurance in 2024
Kingman, AZ auto insurance rates average $252 a month. Minimum auto insurance requirements in Kingman, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Kingman, AZ, compare Kingman auto insurance quotes from top companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
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UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Kingman is Farmers
- The most expensive auto insurance company in Kingman after a DUI is Farmers
- Average auto insurance rates in Kingman, AZ after a DUI are $3,543/year
Finding affordable Kingman, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Kingman, AZ auto insurance with confidence is right here. Auto insurance rates in Kingman are affected by local factors as well as personal ones like your driving record.
See how Kingman, AZ car insurance rates compare to Phoenix auto insurance rates, Scottsdale auto insurance rates, and Tempe auto insurance rates before you read more about the cost of auto insurance in Kingman.
Don’t buy Kingman, AZ auto insurance until you’ve compared rates. Get free Kingman, Arizona auto insurance quotes when you enter your ZIP code above.
Kingman, AZ Minimum Auto Insurance Requirements
The required auto insurance in Kingman, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Kingman, Arizona is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Kingman, AZ Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Kingman, AZ. Take a look at Kingman, Arizona auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,609 | $3,287 | $2,918 |
| American Family | $4,070 | $3,041 | $2,627 |
| Farmers | $4,868 | $4,077 | $3,878 |
| Geico | $2,504 | $1,651 | $1,332 |
| Nationwide | $2,950 | $2,372 | $2,085 |
| Progressive | $3,110 | $2,718 | $2,541 |
| State Farm | $6,781 | $2,625 | $1,644 |
| Travelers | $2,845 | $2,323 | $1,854 |
| USAA | $3,865 | $2,703 | $2,251 |
Buy Cheap Kingman, AZ Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Kingman, Arizona auto insurance rates? Find out how car insurance rates in Kingman, AZ are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,550 | $2,550 | $2,487 | $2,487 | $5,571 | $7,228 | $2,858 | $3,109 |
| American Family | $2,153 | $2,153 | $1,981 | $1,981 | $5,656 | $7,365 | $2,153 | $2,523 |
| Farmers | $2,277 | $2,284 | $2,021 | $2,153 | $9,913 | $10,318 | $2,570 | $2,659 |
| Geico | $1,260 | $1,404 | $1,070 | $1,351 | $3,534 | $3,728 | $1,149 | $1,134 |
| Nationwide | $1,691 | $1,718 | $1,524 | $1,606 | $4,050 | $5,142 | $1,939 | $2,083 |
| Progressive | $1,557 | $1,368 | $1,404 | $1,335 | $6,297 | $7,023 | $1,671 | $1,663 |
| State Farm | $2,228 | $2,228 | $1,958 | $1,958 | $6,941 | $8,707 | $2,400 | $3,045 |
| Travelers | $1,490 | $1,563 | $1,389 | $1,472 | $4,263 | $5,333 | $1,570 | $1,648 |
| USAA | $1,612 | $1,617 | $1,506 | $1,524 | $6,004 | $6,866 | $2,120 | $2,268 |
Buy Cheap Kingman, AZ Auto Insurance for Teen Drivers
Auto insurance for teenagers in Kingman can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kingman, AZ are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,571 | $7,228 |
| American Family | $5,656 | $7,365 |
| Farmers | $9,913 | $10,318 |
| Geico | $3,534 | $3,728 |
| Nationwide | $4,050 | $5,142 |
| Progressive | $6,297 | $7,023 |
| State Farm | $6,941 | $8,707 |
| Travelers | $4,263 | $5,333 |
| USAA | $6,004 | $6,866 |
Buy Cheap Kingman, AZ Auto Insurance for Seniors
You can save on senior auto insurance rates in Kingman, Arizona by comparing Kingman senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kingman, AZ here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,487 | $2,487 |
| American Family | $1,981 | $1,981 |
| Farmers | $2,021 | $2,153 |
| Geico | $1,070 | $1,351 |
| Nationwide | $1,524 | $1,606 |
| Progressive | $1,404 | $1,335 |
| State Farm | $1,958 | $1,958 |
| Travelers | $1,389 | $1,472 |
| USAA | $1,506 | $1,524 |
Find Cheap Auto Insurance Rates in Kingman, AZ by Coverage Level
The amount of coverage you choose is a big factor in the cost of Kingman, Arizona auto insurance. Compare Kingman, AZ auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,371 | $3,621 | $3,822 |
| American Family | $3,106 | $3,348 | $3,282 |
| Farmers | $3,577 | $4,321 | $4,926 |
| Geico | $1,542 | $1,852 | $2,092 |
| Nationwide | $2,376 | $2,493 | $2,538 |
| Progressive | $2,473 | $2,838 | $3,058 |
| State Farm | $3,330 | $3,748 | $3,972 |
| Travelers | $2,100 | $2,376 | $2,547 |
| USAA | $2,702 | $2,981 | $3,136 |
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Find Cheap Kingman, AZ Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Kingman. Compare auto insurance rates in Kingman, AZ by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,605 | $3,605 |
| American Family | $3,215 | $3,276 |
| Farmers | $4,274 | $4,274 |
| Geico | $1,798 | $1,859 |
| Nationwide | $2,469 | $2,469 |
| Progressive | $2,790 | $2,790 |
| State Farm | $3,592 | $3,775 |
| Travelers | $2,341 | $2,341 |
| USAA | $2,908 | $2,972 |
Find Cheap Kingman, AZ Auto Insurance Rates by ZIP Code
Auto insurance rates in Kingman, Arizona can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Kingman, AZ to see how much where you live in Kingman affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 86401 | $2,981 |
| 86409 | $2,931 |
| 86437 | $3,018 |
| 86445 | $3,068 |
Find Cheap Kingman, AZ Auto Insurance Rates by Driving Record
Auto insurance rates in Kingman, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kingman, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Kingman.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,896 | $3,643 | $4,141 | $3,738 |
| American Family | $2,284 | $3,652 | $4,397 | $2,651 |
| Farmers | $3,616 | $4,660 | $4,548 | $4,274 |
| Geico | $1,425 | $1,914 | $2,550 | $1,425 |
| Nationwide | $2,109 | $2,212 | $3,213 | $2,344 |
| Progressive | $2,468 | $3,231 | $2,602 | $2,857 |
| State Farm | $3,349 | $4,018 | $3,683 | $3,683 |
| Travelers | $1,883 | $2,437 | $2,708 | $2,336 |
| USAA | $2,139 | $3,062 | $4,041 | $2,517 |
Find Cheap Kingman, AZ Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Kingman, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Kingman for less when you shop around and compare rates from multiple Kingman, AZ auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,141 |
| American Family | $4,397 |
| Farmers | $4,548 |
| Geico | $2,550 |
| Nationwide | $3,213 |
| Progressive | $2,602 |
| State Farm | $3,683 |
| Travelers | $2,708 |
| USAA | $4,041 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Kingman, AZ
Compare rates from the cheapest auto insurance companies in Kingman, AZ for your needs. Take a look at how Kingman, Arizona auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
Find Cheap Kingman, Arizona Auto Insurance Companies
If you’re looking for the cheapest Kingman, AZ auto insurance companies overall, you can compare them here. Find the best price for Kingman, Arizona car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,605 |
| American Family | $3,246 |
| Farmers | $4,274 |
| Geico | $1,829 |
| Nationwide | $2,469 |
| Progressive | $2,790 |
| State Farm | $3,683 |
| Travelers | $2,341 |
| USAA | $2,940 |
What affects Kingman, Arizona auto insurance rates?
Local factors affect auto insurance rates in Kingman, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Kingman auto insurance rates.
Auto Theft in Kingman
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Kingman, AZ auto theft show a total of 80 vehicle thefts annually.
Commute Times in Kingman
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kingman, AZ is 18.1 minutes according to City-Data.
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Compare Auto Insurance Quotes in Kingman, AZ
You can buy cheap Kingman, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kingman, Arizona auto insurance quotes from top companies.
Frequently Asked Questions
How can I find cheap auto insurance in Kingman, AZ in 2023?
Finding cheap auto insurance in Kingman, AZ in 2023 can be accomplished by following these steps:
- Shop around: Compare quotes from multiple insurance providers to find the best rates available.
- Maintain a clean driving record: A history of safe driving can lead to lower premiums.
- Consider raising your deductibles: Increasing your deductibles can lower your premium, but make sure you can afford the out-of-pocket expense if you need to file a claim.
- Bundle your insurance policies: Combining your auto insurance with other policies, such as homeowners or renters insurance, can result in discounted rates.
- Install safety features: Vehicles equipped with safety features like anti-theft devices or anti-lock brakes may qualify for lower premiums.
- Review your coverage limits: Adjusting your coverage limits to reflect your actual needs can help you save on premiums.
- Maintain good credit: Insurance companies often consider credit scores when determining rates, so maintaining good credit can result in lower premiums.
Are there any specific auto insurance discounts available in Kingman, AZ?
Yes, insurance providers in Kingman, AZ may offer various discounts. Some common discounts include safe driver discounts for maintaining a clean driving record, multi-policy discounts for bundling multiple insurance policies with the same provider, and discounts for installing safety features in your vehicle. It’s best to check with individual insurance companies to inquire about the specific discounts they offer.
What factors can affect the cost of auto insurance in Kingman, AZ?
Several factors can influence the cost of auto insurance in Kingman, AZ. These may include your age, driving record, the type of vehicle you drive, your credit history, the coverage limits you choose, your location, and even the number of miles you drive annually. Insurance companies consider these factors to assess the level of risk associated with insuring you and to determine your premium.
Is it necessary to have uninsured/underinsured motorist coverage in Kingman, AZ?
While it is not legally required to have uninsured/underinsured motorist coverage in Kingman, AZ, it is highly recommended. This coverage helps protect you financially in case you’re involved in an accident with a driver who either has no insurance or lacks sufficient coverage to pay for the damages. It provides an added layer of protection for you and your vehicle.
Can I transfer my out-of-state auto insurance policy to Kingman, AZ?
If you’re moving to Kingman, AZ from another state, you typically cannot transfer your out-of-state auto insurance policy directly. Each state has its own insurance regulations and requirements. You will need to contact an insurance provider licensed to operate in Arizona and obtain a new auto insurance policy that meets the state’s requirements. However, your previous insurance history and driving record may be taken into account when determining your new insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.