Buy Cheap Anchorage, AK Auto Insurance in 2024
Anchorage, AK auto insurance rates average $257 a month. Minimum auto insurance requirements in Anchorage, Alaska are 50/100/25 to comply with Alaska laws. To buy cheap auto insurance in Anchorage, AK, compare Anchorage auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Anchorage, AK are $257/month
- Average auto insurance rates in Anchorage, AK for teens drivers are $5,663/year
- The most expensive auto insurance company in Anchorage after a DUI is Geico
Finding affordable Anchorage, Alaska auto insurance can be challenging, but everything you need to know to buy cheap Anchorage, AK auto insurance with confidence is right here. Auto insurance rates in Anchorage are affected by local factors as well as personal ones like your driving record.
See how Anchorage, AK car insurance rates compare to Bethel auto insurance rates, Juneau auto insurance rates, and Unalaska auto insurance rates before you read more about the cost of auto insurance in Anchorage.
Don’t buy Anchorage, AK auto insurance until you’ve compared rates. Get free Anchorage, Alaska auto insurance quotes when you enter your ZIP code above.
Anchorage, AK Minimum Auto Insurance Requirements
The required auto insurance in Anchorage, AK is 50/100/25 according to the auto insurance laws in Alaska. The minimum auto insurance in Anchorage, Alaska is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $50,000 per person $100,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Anchorage, AK Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Anchorage, AK. Take a look at Anchorage, Alaska auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,186 | $3,339 | $3,105 |
| Geico | $3,502 | $3,046 | $2,700 |
| Progressive | $3,848 | $3,452 | $3,293 |
| State Farm | $3,982 | $2,563 | $2,063 |
| USAA | $3,224 | $2,120 | $1,778 |
Buy Cheap Anchorage, AK Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Anchorage, Alaska auto insurance rates? Find out how car insurance rates in Anchorage, AK are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,435 | $2,435 | $2,329 | $2,329 | $5,706 | $7,397 | $2,731 | $2,984 |
| Geico | $2,255 | $2,184 | $2,122 | $2,019 | $5,039 | $6,425 | $2,231 | $2,388 |
| Progressive | $2,103 | $1,834 | $1,772 | $1,811 | $7,643 | $8,455 | $2,349 | $2,283 |
| State Farm | $1,703 | $1,703 | $1,528 | $1,528 | $5,392 | $7,032 | $2,020 | $2,050 |
| USAA | $1,391 | $1,384 | $1,308 | $1,298 | $4,534 | $4,985 | $1,990 | $2,103 |
Buy Cheap Anchorage, AK Auto Insurance for Teen Drivers
Auto insurance for teenagers in Anchorage can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Anchorage, AK are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,706 | $7,397 |
| Geico | $5,039 | $6,425 |
| Progressive | $7,643 | $8,455 |
| State Farm | $5,392 | $7,032 |
| USAA | $4,534 | $4,985 |
Buy Cheap Anchorage, AK Auto Insurance for Seniors
You can save on senior auto insurance rates in Anchorage, Alaska by comparing Anchorage senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Anchorage, AK here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,329 | $2,329 |
| Geico | $2,122 | $2,019 |
| Progressive | $1,772 | $1,811 |
| State Farm | $1,528 | $1,528 |
| USAA | $1,308 | $1,298 |
Find Cheap Auto Insurance Rates in Anchorage, AK by Coverage Level
The amount of coverage you choose is a big factor in the cost of Anchorage, Alaska auto insurance. Compare Anchorage, AK auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,451 | $3,453 | $3,726 |
| Geico | $3,012 | $3,029 | $3,207 |
| Progressive | $3,429 | $3,437 | $3,728 |
| State Farm | $2,761 | $2,821 | $3,027 |
| USAA | $2,327 | $2,346 | $2,449 |
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Find Cheap Anchorage, AK Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Anchorage. Compare auto insurance rates in Anchorage, AK by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,468 | $3,618 |
| Geico | $3,043 | $3,123 |
| Progressive | $3,531 | $3,531 |
| State Farm | $2,789 | $2,950 |
| USAA | $2,329 | $2,419 |
Find Cheap Anchorage, AK Auto Insurance Rates by ZIP Code
Auto insurance rates in Anchorage, Alaska can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Anchorage, AK to see how much where you live in Anchorage affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 99501 | $3,074 |
| 99502 | $3,086 |
| 99503 | $3,075 |
| 99504 | $3,133 |
| 99507 | $3,083 |
| 99508 | $3,101 |
| 99513 | $3,074 |
| 99515 | $3,072 |
| 99516 | $3,056 |
| 99517 | $3,069 |
| 99518 | $3,080 |
| 99529 | $3,074 |
| 99530 | $3,069 |
| 99599 | $3,075 |
Find Cheap Anchorage, AK Auto Insurance Rates by Driving Record
Auto insurance rates in Anchorage, Alaska are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Anchorage, AK, take a look at the average cost for various violations versus rates for a clean driving record in Anchorage.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,814 | $4,002 | $3,992 | $3,365 |
| Geico | $2,206 | $3,258 | $4,620 | $2,246 |
| Progressive | $3,153 | $4,069 | $3,352 | $3,552 |
| State Farm | $2,606 | $3,133 | $2,869 | $2,869 |
| USAA | $1,868 | $2,406 | $3,104 | $2,119 |
Find Cheap Anchorage, AK Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Anchorage, Alaska is higher than for a clean driving record. You can buy auto insurance after a DUI in Anchorage for less when you shop around and compare rates from multiple Anchorage, AK auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,992 |
| Geico | $4,620 |
| Progressive | $3,352 |
| State Farm | $2,869 |
| USAA | $3,104 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Anchorage, AK
Compare rates from the cheapest auto insurance companies in Anchorage, AK for your needs. Take a look at how Anchorage, Alaska auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Find Cheap Anchorage, Alaska Auto Insurance Companies
If you’re looking for the cheapest Anchorage, AK auto insurance companies overall, you can compare them here. Find the best price for Anchorage, Alaska car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,543 |
| Geico | $3,083 |
| Progressive | $3,531 |
| State Farm | $2,869 |
| USAA | $2,374 |
What affects Anchorage, Alaska auto insurance rates?
Local factors affect auto insurance rates in Anchorage, AK, including traffic, theft statistics, and commute length. Take a look at the things that impact Anchorage auto insurance rates.
Commute Times in Anchorage
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Anchorage, AK is 18.9 minutes according to City-Data.
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Compare Auto Insurance Quotes in Anchorage, AK
You can buy cheap Anchorage, AK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Anchorage, Alaska auto insurance quotes from top companies.
Frequently Asked Questions
What factors can affect the cost of auto insurance in Anchorage, AK?
Several factors can influence the cost of auto insurance in Anchorage, AK. These factors include your driving record, age, type of vehicle, coverage limits, deductible amount, and the level of insurance you choose.
How can I find cheap auto insurance in Anchorage, AK?
To find cheap auto insurance in Anchorage, AK, you can consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Maintain a good driving record: A clean driving record can help you qualify for lower insurance rates.
- Bundle your policies: Consider bundling your auto insurance with other insurance policies, such as homeowners or renters insurance, to potentially get a discount.
- Increase your deductible: Opting for a higher deductible can lower your insurance premium, but be sure you can afford the out-of-pocket expense if you need to file a claim.
- Take advantage of discounts: Inquire about available discounts such as safe driver discounts, multi-car discounts, or discounts for completing defensive driving courses.
Are there any specific requirements for auto insurance coverage in Anchorage, AK?
Yes, Alaska law requires all drivers to carry liability insurance with minimum coverage limits of 50/100/25. This means at least $50,000 for bodily injury per person, $100,000 for bodily injury per accident, and $25,000 for property damage per accident.
Can I legally drive without auto insurance in Anchorage, AK?
No, it is illegal to drive without auto insurance in Anchorage, AK. You must maintain the minimum required liability insurance coverage at all times while operating a motor vehicle.
What is the importance of having comprehensive and collision coverage?
Comprehensive and collision coverage are additional types of insurance coverage you can add to your auto insurance policy.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.