Buy Cheap Heflin, AL Auto Insurance in 2024
Heflin, AL auto insurance rates average $297 a month. Minimum auto insurance requirements in Heflin, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Heflin, AL, compare Heflin auto insurance quotes from top companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Heflin, AL are $297/month
- The most expensive auto insurance company in Heflin is Liberty Mutual
- Average auto insurance rates in Heflin, AL after a DUI are $4,080/year
Finding affordable Heflin, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Heflin, AL auto insurance with confidence is right here. Auto insurance rates in Heflin are affected by local factors as well as personal ones like your driving record.
See how Heflin, AL car insurance rates compare to Auburn auto insurance rates, Dothan auto insurance rates, and Montgomery auto insurance rates before you read more about the cost of auto insurance in Heflin.
Don’t buy Heflin, AL auto insurance until you’ve compared rates. Get free Heflin, Alabama auto insurance quotes when you enter your ZIP code above.
Heflin, AL Minimum Auto Insurance Requirements
The required auto insurance in Heflin, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Heflin, Alabama is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Heflin, AL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Heflin, AL. Take a look at Heflin, Alabama auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,839 | $3,011 | $2,462 |
| Farmers | $4,409 | $3,792 | $3,594 |
| Geico | $3,742 | $2,668 | $2,413 |
| Liberty Mutual | $7,444 | $4,554 | $3,577 |
| Nationwide | $3,155 | $2,458 | $2,223 |
| Progressive | $4,654 | $3,992 | $3,729 |
| State Farm | $7,228 | $3,659 | $2,486 |
| Travelers | $4,060 | $3,520 | $3,587 |
| USAA | $2,745 | $1,784 | $1,593 |
Buy Cheap Heflin, AL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Heflin, Alabama auto insurance rates? Find out how car insurance rates in Heflin, AL are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,887 | $1,801 | $1,710 | $1,742 | $6,478 | $6,952 | $2,109 | $2,153 |
| Farmers | $2,248 | $2,232 | $2,009 | $2,134 | $8,684 | $8,935 | $2,555 | $2,658 |
| Geico | $2,128 | $2,108 | $1,997 | $2,040 | $5,489 | $5,415 | $2,246 | $2,105 |
| Liberty Mutual | $3,058 | $3,307 | $2,509 | $2,808 | $10,937 | $12,167 | $3,264 | $3,485 |
| Nationwide | $1,720 | $1,745 | $1,564 | $1,624 | $4,446 | $5,755 | $1,906 | $2,136 |
| Progressive | $2,231 | $2,094 | $1,828 | $1,950 | $9,203 | $10,284 | $2,614 | $2,794 |
| State Farm | $2,744 | $2,744 | $2,476 | $2,476 | $8,233 | $10,311 | $3,099 | $3,576 |
| Travelers | $1,515 | $1,540 | $1,417 | $1,414 | $8,075 | $12,728 | $1,435 | $1,653 |
| USAA | $1,277 | $1,300 | $1,192 | $1,171 | $3,758 | $4,170 | $1,661 | $1,797 |
Buy Cheap Heflin, AL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Heflin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Heflin, AL are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,478 | $6,952 |
| Farmers | $8,684 | $8,935 |
| Geico | $5,489 | $5,415 |
| Liberty Mutual | $10,937 | $12,167 |
| Nationwide | $4,446 | $5,755 |
| Progressive | $9,203 | $10,284 |
| State Farm | $8,233 | $10,311 |
| Travelers | $8,075 | $12,728 |
| USAA | $3,758 | $4,170 |
Buy Cheap Heflin, AL Auto Insurance for Seniors
You can save on senior auto insurance rates in Heflin, Alabama by comparing Heflin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Heflin, AL here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,710 | $1,742 |
| Farmers | $2,009 | $2,134 |
| Geico | $1,997 | $2,040 |
| Liberty Mutual | $2,509 | $2,808 |
| Nationwide | $1,564 | $1,624 |
| Progressive | $1,828 | $1,950 |
| State Farm | $2,476 | $2,476 |
| Travelers | $1,417 | $1,414 |
| USAA | $1,192 | $1,171 |
Find Cheap Auto Insurance Rates in Heflin, AL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Heflin, Alabama auto insurance. Compare Heflin, AL auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,984 | $3,098 | $3,230 |
| Farmers | $3,711 | $3,880 | $4,204 |
| Geico | $2,736 | $2,929 | $3,159 |
| Liberty Mutual | $4,958 | $5,167 | $5,450 |
| Nationwide | $2,607 | $2,586 | $2,642 |
| Progressive | $3,703 | $4,104 | $4,567 |
| State Farm | $4,225 | $4,452 | $4,696 |
| Travelers | $3,535 | $3,797 | $3,835 |
| USAA | $1,968 | $2,030 | $2,124 |
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Find Cheap Heflin, AL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Heflin. Compare auto insurance rates in Heflin, AL by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,104 | $3,104 |
| Farmers | $3,932 | $3,932 |
| Geico | $2,886 | $2,996 |
| Liberty Mutual | $5,192 | $5,192 |
| Nationwide | $2,612 | $2,612 |
| Progressive | $4,125 | $4,125 |
| State Farm | $4,351 | $4,564 |
| Travelers | $3,722 | $3,722 |
| USAA | $1,947 | $2,134 |
Find Cheap Heflin, AL Auto Insurance Rates by Driving Record
Auto insurance rates in Heflin, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Heflin, AL, take a look at the average cost for various violations versus rates for a clean driving record in Heflin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,646 | $3,113 | $3,674 | $2,982 |
| Farmers | $3,307 | $4,279 | $4,175 | $3,966 |
| Geico | $1,999 | $3,186 | $3,902 | $2,678 |
| Liberty Mutual | $4,074 | $5,662 | $5,548 | $5,483 |
| Nationwide | $2,283 | $2,283 | $3,331 | $2,551 |
| Progressive | $3,726 | $4,685 | $3,999 | $4,088 |
| State Farm | $4,028 | $4,982 | $4,410 | $4,410 |
| Travelers | $3,102 | $3,256 | $4,754 | $3,777 |
| USAA | $1,571 | $1,968 | $2,925 | $1,699 |
Find Cheap Heflin, AL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Heflin, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Heflin for less when you shop around and compare rates from multiple Heflin, AL auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,674 |
| Farmers | $4,175 |
| Geico | $3,902 |
| Liberty Mutual | $5,548 |
| Nationwide | $3,331 |
| Progressive | $3,999 |
| State Farm | $4,410 |
| Travelers | $4,754 |
| USAA | $2,925 |
Winners by Category: Where to Buy Cheap Auto Insurance in Heflin, AL
Compare rates from the cheapest auto insurance companies in Heflin, AL for your needs. Take a look at how Heflin, Alabama auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Heflin, Alabama Auto Insurance Companies
If you’re looking for the cheapest Heflin, AL auto insurance companies overall, you can compare them here. Find the best price for Heflin, Alabama car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,104 |
| Farmers | $3,932 |
| Geico | $2,941 |
| Liberty Mutual | $5,192 |
| Nationwide | $2,612 |
| Progressive | $4,125 |
| State Farm | $4,458 |
| Travelers | $3,722 |
| USAA | $2,041 |
What affects Heflin, Alabama auto insurance rates?
Local factors affect auto insurance rates in Heflin, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Heflin auto insurance rates.
Commute Times in Heflin
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Heflin, AL is 34.0 minutes according to City-Data.
Compare Auto Insurance Quotes in Heflin, AL
You can buy cheap Heflin, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Heflin, Alabama auto insurance quotes from top companies.
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Frequently Asked Questions
Is it possible to find cheap auto insurance in Heflin, AL in 2023?
Yes, it is possible to find affordable auto insurance in Heflin, AL in 2023. By comparing quotes from different insurance providers and understanding the factors that affect insurance premiums, you can increase your chances of finding cheaper options.
What factors can affect the cost of auto insurance in Heflin, AL?
Several factors can impact the cost of auto insurance, including your driving record, age, gender, type of vehicle, coverage limits, deductible amount, location, and insurance provider. Each insurance company has its own formula for determining premiums based on these factors.
How can I find cheap auto insurance in Heflin, AL?
- Shop around and obtain quotes from multiple insurance companies.
- Compare coverage options, deductibles, and limits offered by each company.
- Look for available discounts, such as safe driving discounts, multi-policy discounts, or loyalty discounts.
- Consider raising your deductible, which can lower your premium but increase your out-of-pocket expenses in case of a claim.
- Maintain a good driving record and take defensive driving courses to potentially qualify for additional discounts.
Are there any pros to buying cheap auto insurance?
Pros of buying cheap auto insurance may include:
- Lower monthly premiums, which can save you money in the short term.
- Meeting state legal requirements for car insurance.
- Sufficient coverage for drivers with low-risk profiles or older vehicles.
What are the cons of buying cheap auto insurance?
Cons of buying cheap auto insurance may include:
- Limited coverage options or lower coverage limits.
- Higher deductibles, which can result in higher out-of-pocket expenses during a claim.
- Limited customer service or support.
- Less comprehensive coverage for certain types of incidents or accidents.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.