Buy Cheap Wyoming Auto Insurance in 2024
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State Coverage Requirements
Coverage Type
State Coverage Requirements
Bodily Injury Liability
$25,000 limit per person / $50,000 limit per accident
Property Damage Liability
$20,000 limit
Collision
Not required, but recommended
Comprehensive
Not required, but recommended
Medical Expenses
Not required, but recommended
Personal Injury Protection (PIP)
Not required
Uninsured Motorist
$25,000 limit per person / $50,000 limit per accident, may be rejected in writing
Underinsured Motorist
$25,000 limit per person / $50,000 limit per accident, may be rejected in writing
Property Protection (PPI)
Not required
Average rates vs National Average
Cellphone/Texting
Buy Cheap Wyoming Auto Insurance in 2024
Explained
Hand-Held Cell Phone Ban:
No
There is not a ban.
All Cell Phone Use Ban for Novice Drivers:
Yes
Drivers under the age of 18 cannot use a cell phone at all while driving.
Texting Ban:
Yes
Text messaging is banned for all drivers in Wyoming.
DUI Laws
Buy Cheap Wyoming Auto Insurance in 2024
Explained
The legal limit for a blood alcohol concentration (BAC):
0.08
The legal limit for a blood alcohol concentration (BAC) while driving is 0.08. It is a crime to drive with a BAC at this number or above it.
Increased penalty for high BAC:
0.15
There are increased penalties for drivers with a BAC of 0.15 or above.
1st offense Suspension:
90 days
Administrative license suspension on the 1st offense: In Wyoming, law enforcers can confiscate a first-time offender's driver's license for 90 days if he or she exceeds the legal limit. Limited driving privileges, such as to and from work, are permitted.
Ignition Interlocks:
Mandatory for offenders with BAC .15 or higher and repeat offenders
These are devices installed in the cars of convicted drunk drivers, which analyze the breath or the driver before starting the vehicle and disable the ignition if alcohol is detected. Wyoming made ignition interlocks mandatory for all offenders with a BAC of .15 or above and repeat offenders.
Repeat Offenders:
None
None in Wyoming.
Open Container Law:
None
None in Wyoming.
Graduated Drivers License
Buy Cheap Wyoming Auto Insurance in 2024
Explained
Learner Stage:
(Supervised driving, to be completed with a driving test): At 15 years of age, individuals can begin driving with supervision for a period lasting a minimum of ten days. In this stage, the new drivers are required to get 50 hours of supervised driving, 10 of which need to be at night.
Intermediate Stage:
Min. Age: 16
Night Driving Restriction: 11pm-5am
Passenger Restriction: No more than 1 passenger under 18
(Some limits are applied to unsupervised drivers in high-risk situations): Drivers who passed the driver's test at 16 are now unsupervised drivers in the intermediate stage. These drivers are not allowed to drive between the hours of 11pm and 5am and cannot drive with more than one passenger under 18.
Full Privilege Age:
Age: 16.5
(Full driver's license): At the age of 16 and six months, Wyoming drivers can now get a standard driver's license without any restrictions.
Speed Limit
Rural Interstates:
SPEED LIMIT
75
MPH
SPEED LIMIT
75
MPH
Urban Interstates:
SPEED LIMIT
75
MPH
SPEED LIMIT
75
MPH
Other Limited Access Roads:
SPEED LIMIT
65
MPH
SPEED LIMIT
65 MPH
Page Source: ghsa.org
Buy Cheap Wyoming Auto Insurance in 2024
Department of Insurance
Website: https://doi.wyo.gov/
Address: 106 E. 6th Avenue, Cheyenne, WY 82001
Phone: 307-777-7401 or 800-438-5768
Buy Cheap Wyoming Auto Insurance in 2024
DMV Information
Website: www.dot.state.wy.us/home.html
Phone: 307-777-4375