Buy Cheap Volvo XC60 Auto Insurance in 2024
Average auto insurance rates for a Volvo XC60 cost $1,316 a year, or around $110 a month. Comprehensive, collision, and liability insurance cost around $321, $468, and $371, respectively.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
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UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,316 a year or $110 each month
- A liability-only policy costs around $527 a year or $44 each month
- Highest rates are for teenage drivers at around $4,810 a year or $401 each month
- Good drivers can save as much as $543 a year by earning policy discounts
- Volvo XC60 insurance costs around $203 less per year than the average vehicle
Volvo XC60 insurance rates average $1,316 a year or $110 a month for full coverage. The highest rates are for teens who will pay around $4,810 a year or $401 a month since they’re considered high-risk with little driving experience.
Good drives save up to $543 a year in policy discounts. Let’s take a look at Volvo XC60 insurance rates, safety ratings, and more.
You can start comparing quotes for Volvo XC60 car insurance rates from some of the best car insurance companies by using our free online tool now.
Volvo XC60 Insurance Cost
The average Volvo XC60 car insurance rates are $1,316 a year or $110 a month.
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Are Volvo XC60s Expensive to Insure?
The chart below details how Volvo XC60 insurance rates compare to other SUVs like the Jeep Compass, Mercedes-Benz GLE 350, and Subaru Forester.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo XC60 | $306 | $536 | $338 | $1,316 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Subaru Forester | $346 | $512 | $332 | $1,326 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
| Ford Edge | $266 | $500 | $372 | $1,296 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
What Impacts the Cost of Volvo XC60 Insurance?
You might have noticed that there is a multitude of factors that impact Volvo XC60 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Volvo XC60.
Age of the Vehicle
The average Volvo XC60 auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Volvo XC60 costs $1,316, while 2010 Volvo XC60 insurance costs are $1,074, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Volvo XC60 | $306 | $536 | $338 | $1,316 |
| 2017 Volvo XC60 | $296 | $524 | $354 | $1,310 |
| 2016 Volvo XC60 | $286 | $502 | $364 | $1,288 |
| 2015 Volvo XC60 | $270 | $484 | $376 | $1,266 |
| 2014 Volvo XC60 | $260 | $450 | $384 | $1,230 |
| 2013 Volvo XC60 | $250 | $424 | $388 | $1,198 |
| 2012 Volvo XC60 | $240 | $380 | $390 | $1,146 |
| 2011 Volvo XC60 | $224 | $350 | $390 | $1,100 |
| 2010 Volvo XC60 | $216 | $328 | $394 | $1,074 |
Driver Age
Driver age can have a significant effect on the cost of Volvo XC60 car insurance. For example, a 20-year-old driver could pay around $134 more each month for their Volvo XC60 car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Volvo XC60 insurance rates. For example, drivers in Los Angeles may pay $487 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Volvo XC60 car insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC60 auto insurance rates with violations on their driving record.
Volvo XC60 Safety Ratings
Your Volvo XC60 auto insurance rates are influenced by the Volvo XC60’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo XC60 Crash Test Ratings
Volvo XC60 crash test ratings will affect your Volvo XC60 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo XC60 T8 Polestar Engineered SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo XC60 T6 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC60 T5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC60 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T5 SUV FWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T6 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T5 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo XC60 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Volvo XC60 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC60 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC60 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volvo XC60 Safety Features
The Volvo XC60 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Volvo XC60 auto insurance rates. The Volvo XC60’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
Volvo XC60 Insurance Loss Probability
The Volvo XC60’s insurance loss probability varies for each form of coverage. The lower percentage means lower Volvo XC60 auto insurance rates; higher percentages mean higher Volvo XC60 car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -21% |
|---|---|
| Property Damage | -26% |
| Comprehensive | -30% |
| Personal Injury | -40% |
| Medical Payment | -47% |
| Bodily Injury | -45% |
| Source: Insurance Institute for Highway Safety | |
Volvo XC60 Finance and Insurance Cost
If you are financing a Volvo XC60, you will pay more if you purchase Volvo XC60 car insurance at the dealership, so be sure to shop around and compare Volvo XC60 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Volvo XC60 Insurance
There are several ways you can save even more on your Volvo XC60 car insurance rates. Take a look at the following five tips:
- Avoid the Temptation to File a Claim for Minor Incidents
- Ask Your Insurance Company About Volvo XC60 Discounts
- Work with a Direct Insurer Instead of an Insurance Broker for Your Volvo XC60
- Ask About a Student Away from Home Discount
- Make Sure You’re Raising a Safe Driver
Top Volvo XC60 Insurance Companies
Who is the top auto insurance company for Volvo XC60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC60 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo XC60 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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